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		<title>FINANCIALSERVICESCROSSING ARTICLES</title>
		<link>http://www.financialservicescrossing.com/lcarticlearchive.php</link>
		<description>FINANCIALSERVICESCROSSING ARTICLES SECTION</description>
		<language>en-us</language>
		<copyright>© 2009 FinancialServicesCrossing. All rights reserved. Office: 175 S. Lake Avenue, Suite 200, Pasadena, CA 91101</copyright>
		<managingEditor>admin@financialservicescrossing.com(FinancialServicesCrossing)</managingEditor>
		<webMaster>admin@financialservicescrossing.com</webMaster>
		<pubDate>Sat, 04 Jul 2009 06:50:07 CDT</pubDate>
		<category>ARTICLES</category>
		<ttl>60</ttl>
		<image>
			<url>http://images.employmentcrossing.com/employment/logo.gif</url>
			<title>FINANCIALSERVICESCROSSING ARTICLES</title>
			<link>http://www.financialservicescrossing.com/lcarticlearchive.php</link>
		</image>
		<item>
			<title><![CDATA[Starting Your New Career as an Investment Banker]]></title>
			<link>http://www.financialservicescrossing.com/article/260321/Starting-Your-New-Career-as-an-Investment-Banker/</link>
			<description><![CDATA[A career in investment banking is one where you will never be bored. The world of investment banking itself is highly competitive and non-stop throughout the business day. An investment banker can be busy in any number of different financial areas such as underwriting, helping to raise capital, and working with the merging and acquisitions of companies and major financial deals....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260321/Starting-Your-New-Career-as-an-Investment-Banker/</guid>
			<pubDate>Fri, 26 Jun 2009 00:00:00 CDT</pubDate>
		</item>
		<item>
			<title><![CDATA[Tax Jobs]]></title>
			<link>http://www.financialservicescrossing.com/article/260322/Tax-Jobs/</link>
			<description><![CDATA[The popularity of tax jobs is increasing daily. The industry of taxation is a huge industry as everyone deals with taxes. From this, many companies hire tax professionals to assist them in handling their taxation divisions....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260322/Tax-Jobs/</guid>
			<pubDate>Fri, 26 Jun 2009 00:00:00 CDT</pubDate>
		</item>
		<item>
			<title><![CDATA[Banking Jobs]]></title>
			<link>http://www.financialservicescrossing.com/article/260323/Banking-Jobs/</link>
			<description><![CDATA[Banking in India is a huge industry that spans millions of banks. India ranks second in the world where the population is considered. Thus, it is very natural that it would also have many banks and banking jobs to cater to the needs of its population....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260323/Banking-Jobs/</guid>
			<pubDate>Fri, 26 Jun 2009 00:00:00 CDT</pubDate>
		</item>
		<item>
			<title><![CDATA[Careers in Financial Services]]></title>
			<link>http://www.financialservicescrossing.com/article/260318/Careers-in-Financial-Services/</link>
			<description><![CDATA[The best career options are in the financial services industry. Besides having the best-paying jobs, the dynamics-although highly regulated-that the financial services industry offers make for some of the most fulfilling careers to any and all service professionals who hold practically any degree....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260318/Careers-in-Financial-Services/</guid>
			<pubDate>Thu, 25 Jun 2009 00:00:00 CDT</pubDate>
		</item>
		<item>
			<title><![CDATA[How to Become a Financial Planner]]></title>
			<link>http://www.financialservicescrossing.com/article/260319/How-to-Become-a-Financial-Planner/</link>
			<description><![CDATA[More and more people are becoming aware of the many benefits to a career in the financial services industry, not the least of which is a generous income. If you're seriously interested in becoming a financial planner, hereÃ¢ï¿½ï¿½s how you do it:...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260319/How-to-Become-a-Financial-Planner/</guid>
			<pubDate>Thu, 25 Jun 2009 00:00:00 CDT</pubDate>
		</item>
		<item>
			<title><![CDATA[What You Need to Know to Make Clients Financially Literate]]></title>
			<link>http://www.financialservicescrossing.com/article/260320/What-You-Need-to-Know-to-Make-Clients-Financially-Literate/</link>
			<description><![CDATA[One of the most important professions is that of a financial advisor. Take a close look at the current state of the economy and it should be abundantly clear that intelligent financial advising would've helped prevent the current situation. The problem seems to be that most people have a misconception of what a financial advisor does and the education that is needed to be effective in this profession. The goal here is to explain these, so that you can help make sure your clients are financial...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260320/What-You-Need-to-Know-to-Make-Clients-Financially-Literate/</guid>
			<pubDate>Thu, 25 Jun 2009 00:00:00 CDT</pubDate>
		</item>
		<item>
			<title><![CDATA[Financial Consulting: The Hottest Gig in Town]]></title>
			<link>http://www.financialservicescrossing.com/article/260317/Financial-Consulting-The-Hottest-Gig-in-Town/</link>
			<description><![CDATA[In recent years, many professionals have taken the big leap and gone on to become independent financial consultants. For the many who have the right combination of skills and experience, the rewards have been very fulfilling financially and personally. If you'd like to join those leaving the security of corporate employment and get into the growing industry of financial consultancy, here are some things you must consider seriously:...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260317/Financial-Consulting-The-Hottest-Gig-in-Town/</guid>
			<pubDate>Wed, 24 Jun 2009 00:00:00 CDT</pubDate>
		</item>
		<item>
			<title><![CDATA[Financial Careers: Controlling the Green Flow]]></title>
			<link>http://www.financialservicescrossing.com/article/260316/Financial-Careers-Controlling-the-Green-Flow/</link>
			<description><![CDATA[A career in finance can be a fun one for those who enjoy working with money and don't mind staring at numbers all day every day. What does a financial officer/manager do? It's pretty simple. All companies spend money at some point or another, and they need a department to manage their finances and make sure that everything is being spent properly. They also need to ensure that the budget is balanced and that they have enough money to spend on certain projects....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260316/Financial-Careers-Controlling-the-Green-Flow/</guid>
			<pubDate>Thu, 18 Jun 2009 00:00:00 CDT</pubDate>
		</item>
		<item>
			<title><![CDATA[Mortgage-Closing Clerk]]></title>
			<link>http://www.financialservicescrossing.com/article/260310/Mortgage-Closing-Clerk/</link>
			<description><![CDATA[Completes mortgage transactions between loan establishment, sellers, and...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260310/Mortgage-Closing-Clerk/</guid>
			<pubDate>Fri, 22 May 2009 00:00:00 CDT</pubDate>
		</item>
		<item>
			<title><![CDATA[Mortgage-Loan-Computation Clerk]]></title>
			<link>http://www.financialservicescrossing.com/article/260311/Mortgage-Loan-Computation-Clerk/</link>
			<description><![CDATA[Compiles ledger accounts on mortgage loans, using calculating machine...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260311/Mortgage-Loan-Computation-Clerk/</guid>
			<pubDate>Fri, 22 May 2009 00:00:00 CDT</pubDate>
		</item>
		<item>
			<title><![CDATA[Mortician Investigator]]></title>
			<link>http://www.financialservicescrossing.com/article/260312/Mortician-Investigator/</link>
			<description><![CDATA[Inspects mortuaries for sanitary conditions, equipment and procedures, and competence of personnel...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260312/Mortician-Investigator/</guid>
			<pubDate>Fri, 22 May 2009 00:00:00 CDT</pubDate>
		</item>
		<item>
			<title><![CDATA[Mortgage Loan Closer]]></title>
			<link>http://www.financialservicescrossing.com/article/260313/Mortgage-Loan-Closer/</link>
			<description><![CDATA[Schedules loan closing and compiles and types closing documents...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260313/Mortgage-Loan-Closer/</guid>
			<pubDate>Fri, 22 May 2009 00:00:00 CDT</pubDate>
		</item>
		<item>
			<title><![CDATA[Mortgage Loan Processor]]></title>
			<link>http://www.financialservicescrossing.com/article/260314/Mortgage-Loan-Processor/</link>
			<description><![CDATA[Verifies, compiles, and types application information for mortgage loans...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260314/Mortgage-Loan-Processor/</guid>
			<pubDate>Fri, 22 May 2009 00:00:00 CDT</pubDate>
		</item>
		<item>
			<title><![CDATA[Night Auditor]]></title>
			<link>http://www.financialservicescrossing.com/article/260315/Night-Auditor/</link>
			<description><![CDATA[Verifies and balances entries and records of financial transactions reported...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260315/Night-Auditor/</guid>
			<pubDate>Fri, 22 May 2009 00:00:00 CDT</pubDate>
		</item>
		<item>
			<title><![CDATA[Supervisor, Credit And Loan Collections]]></title>
			<link>http://www.financialservicescrossing.com/article/260305/Supervisor-Credit-And-Loan-Collections/</link>
			<description><![CDATA[Supervises and coordinates activities of workers engaged...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260305/Supervisor-Credit-And-Loan-Collections/</guid>
			<pubDate>Wed, 06 May 2009 00:00:00 CDT</pubDate>
		</item>
		<item>
			<title><![CDATA[Supervisor, Lending Activities]]></title>
			<link>http://www.financialservicescrossing.com/article/260306/Supervisor-Lending-Activities/</link>
			<description><![CDATA[Supervises and coordinates activities of workers engaged in processing and recording commercial, residential, and consumer loans...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260306/Supervisor-Lending-Activities/</guid>
			<pubDate>Wed, 06 May 2009 00:00:00 CDT</pubDate>
		</item>
		<item>
			<title><![CDATA[Supervisor, MoneyÃ¢ï¿½ï¿½Room]]></title>
			<link>http://www.financialservicescrossing.com/article/260307/Supervisor-MoneyÃ¢ï¿½ï¿½Room/</link>
			<description><![CDATA[Supervises and coordinates activities of moneyroom workers engaged....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260307/Supervisor-MoneyÃ¢ï¿½ï¿½Room/</guid>
			<pubDate>Wed, 06 May 2009 00:00:00 CDT</pubDate>
		</item>
		<item>
			<title><![CDATA[Supervisor, Safety Deposit]]></title>
			<link>http://www.financialservicescrossing.com/article/260308/Supervisor-Safety-Deposit/</link>
			<description><![CDATA[Supervises and coordinates activities of workers engaged in renting...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260308/Supervisor-Safety-Deposit/</guid>
			<pubDate>Wed, 06 May 2009 00:00:00 CDT</pubDate>
		</item>
		<item>
			<title><![CDATA[Supervisor, Statement Clerks]]></title>
			<link>http://www.financialservicescrossing.com/article/260309/Supervisor-Statement-Clerks/</link>
			<description><![CDATA[Supervises and coordinates activities of workers engaged...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260309/Supervisor-Statement-Clerks/</guid>
			<pubDate>Wed, 06 May 2009 00:00:00 CDT</pubDate>
		</item>
		<item>
			<title><![CDATA[Loan Interviewer, Mortgage]]></title>
			<link>http://www.financialservicescrossing.com/article/260302/Loan-Interviewer-Mortgage/</link>
			<description><![CDATA[Interviews applicants applying for mortgage loans: Interviews loan applicants to document income, debt, and credit history.]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260302/Loan-Interviewer-Mortgage/</guid>
			<pubDate>Fri, 01 May 2009 00:00:00 CDT</pubDate>
		</item>
		<item>
			<title><![CDATA[Margin Clerk I]]></title>
			<link>http://www.financialservicescrossing.com/article/260303/Margin-Clerk-I/</link>
			<description><![CDATA[Compiles data, using computer, to determine customer margin (equity) in stock purchased...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260303/Margin-Clerk-I/</guid>
			<pubDate>Fri, 01 May 2009 00:00:00 CDT</pubDate>
		</item>
		<item>
			<title><![CDATA[Margin Clerk Ii]]></title>
			<link>http://www.financialservicescrossing.com/article/260304/Margin-Clerk-Ii/</link>
			<description><![CDATA[Compiles daily stock quotations and compares data with customer margin accounts to determine market prices in relation to collateral held by bank.]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260304/Margin-Clerk-Ii/</guid>
			<pubDate>Fri, 01 May 2009 00:00:00 CDT</pubDate>
		</item>
		<item>
			<title><![CDATA[FinancialÃ¢ï¿½ï¿½Aids Officer]]></title>
			<link>http://www.financialservicescrossing.com/article/260299/FinancialÃ¢ï¿½ï¿½Aids-Officer/</link>
			<description><![CDATA[Directs scholarship, grantÃ¢ï¿½ï¿½inÃ¢ï¿½ï¿½aid, and loan programs to provide financial assistance...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260299/FinancialÃ¢ï¿½ï¿½Aids-Officer/</guid>
			<pubDate>Sat, 25 Apr 2009 00:00:00 CDT</pubDate>
		</item>
		<item>
			<title><![CDATA[Foreign Banknote TellerÃ¢ï¿½ï¿½Trader]]></title>
			<link>http://www.financialservicescrossing.com/article/260300/Foreign-Banknote-TellerÃ¢ï¿½ï¿½Trader/</link>
			<description><![CDATA[Buys and sells foreign currencies and drafts and sells travelers' checks, according to daily international exchange rates...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260300/Foreign-Banknote-TellerÃ¢ï¿½ï¿½Trader/</guid>
			<pubDate>Sat, 25 Apr 2009 00:00:00 CDT</pubDate>
		</item>
		<item>
			<title><![CDATA[ForeignÃ¢ï¿½ï¿½ExchangeÃ¢ï¿½ï¿½Position Clerk]]></title>
			<link>http://www.financialservicescrossing.com/article/260301/ForeignÃ¢ï¿½ï¿½ExchangeÃ¢ï¿½ï¿½Position-Clerk/</link>
			<description><![CDATA[Maintains current record of bank's funds on deposit (position) in foreign banks...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260301/ForeignÃ¢ï¿½ï¿½ExchangeÃ¢ï¿½ï¿½Position-Clerk/</guid>
			<pubDate>Sat, 25 Apr 2009 00:00:00 CDT</pubDate>
		</item>
		<item>
			<title><![CDATA[Teller]]></title>
			<link>http://www.financialservicescrossing.com/article/260293/Teller/</link>
			<description><![CDATA[Computes and collects payments from customers for utility services or appliances...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260293/Teller/</guid>
			<pubDate>Thu, 09 Apr 2009 00:00:00 CDT</pubDate>
		</item>
		<item>
			<title><![CDATA[Teller, Head]]></title>
			<link>http://www.financialservicescrossing.com/article/260294/Teller-Head/</link>
			<description><![CDATA[Supervises and coordinates activities of workers engaged in receiving and paying out money and keeping records...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260294/Teller-Head/</guid>
			<pubDate>Thu, 09 Apr 2009 00:00:00 CDT</pubDate>
		</item>
		<item>
			<title><![CDATA[Teller, Vault]]></title>
			<link>http://www.financialservicescrossing.com/article/260295/Teller-Vault/</link>
			<description><![CDATA[Fills orders for currency and coins, and counts and records cash deposits in vault of commercial bank...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260295/Teller-Vault/</guid>
			<pubDate>Thu, 09 Apr 2009 00:00:00 CDT</pubDate>
		</item>
		<item>
			<title><![CDATA[Treasurer]]></title>
			<link>http://www.financialservicescrossing.com/article/260296/Treasurer/</link>
			<description><![CDATA[Directs financial planning, procurement, and investment of funds for an organization...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260296/Treasurer/</guid>
			<pubDate>Thu, 09 Apr 2009 00:00:00 CDT</pubDate>
		</item>
		<item>
			<title><![CDATA[Trust Operations Assistant]]></title>
			<link>http://www.financialservicescrossing.com/article/260297/Trust-Operations-Assistant/</link>
			<description><![CDATA[Opens and closes trust accounts; arranges transfer of trust assets; updates trust account records; pays bills, dividends, and interest; and performs clerical duties in personal or corporate trust department......]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260297/Trust-Operations-Assistant/</guid>
			<pubDate>Thu, 09 Apr 2009 00:00:00 CDT</pubDate>
		</item>
		<item>
			<title><![CDATA[TrustÃ¢ï¿½ï¿½Vault Clerk]]></title>
			<link>http://www.financialservicescrossing.com/article/260298/TrustÃ¢ï¿½ï¿½Vault-Clerk/</link>
			<description><![CDATA[Compiles security transaction records and receives and delivers securities to and from trust vault...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260298/TrustÃ¢ï¿½ï¿½Vault-Clerk/</guid>
			<pubDate>Thu, 09 Apr 2009 00:00:00 CDT</pubDate>
		</item>
		<item>
			<title><![CDATA[Credit Clerk]]></title>
			<link>http://www.financialservicescrossing.com/article/260292/Credit-Clerk/</link>
			<description><![CDATA[Processes applications of individuals applying for loans and credit....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260292/Credit-Clerk/</guid>
			<pubDate>Wed, 08 Apr 2009 00:00:00 CDT</pubDate>
		</item>
		<item>
			<title><![CDATA[Wireâ€"Transfer Clerk]]></title>
			<link>http://www.financialservicescrossing.com/article/260288/Wireâ€"Transfer-Clerk/</link>
			<description><![CDATA[Transfers funds or securities and maintains records of transactions...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260288/Wireâ€"Transfer-Clerk/</guid>
			<pubDate>Thu, 02 Apr 2009 00:00:00 CDT</pubDate>
		</item>
		<item>
			<title><![CDATA[Brokerage Clerk I]]></title>
			<link>http://www.financialservicescrossing.com/article/260289/Brokerage-Clerk-I/</link>
			<description><![CDATA[Records purchase and sale of securities, such as...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260289/Brokerage-Clerk-I/</guid>
			<pubDate>Thu, 02 Apr 2009 00:00:00 CDT</pubDate>
		</item>
		<item>
			<title><![CDATA[Brokerage Clerk Ii]]></title>
			<link>http://www.financialservicescrossing.com/article/260290/Brokerage-Clerk-Ii/</link>
			<description><![CDATA[Compiles security purchases and sales made for client and records information in journal.]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260290/Brokerage-Clerk-Ii/</guid>
			<pubDate>Thu, 02 Apr 2009 00:00:00 CDT</pubDate>
		</item>
		<item>
			<title><![CDATA[Broker And Market Operator, Grain]]></title>
			<link>http://www.financialservicescrossing.com/article/260291/Broker-And-Market-Operator-Grain/</link>
			<description><![CDATA[Buys and sells grain on commission, for customers, through commodity exchange:]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260291/Broker-And-Market-Operator-Grain/</guid>
			<pubDate>Thu, 02 Apr 2009 00:00:00 CDT</pubDate>
		</item>
		<item>
			<title><![CDATA[Chief Bank Examiner]]></title>
			<link>http://www.financialservicescrossing.com/article/260287/Chief-Bank-Examiner/</link>
			<description><![CDATA[Directs investigation of financial institutions for state or federal regulatory agency to enforce laws and...

Foreign Banknote Tellerâ€"Trader

Buys and sells foreign currencies and drafts and sells travelers' checks, according to daily international exchange...
]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260287/Chief-Bank-Examiner/</guid>
			<pubDate>Sat, 14 Mar 2009 00:00:00 CDT</pubDate>
		</item>
		<item>
			<title><![CDATA[FinancialServicesCrossing Tries to Stem Job Market Mayhem, Adds 7,000 Active Financial Services Jobs This Week]]></title>
			<link>http://www.financialservicescrossing.com/article/260286/FinancialServicesCrossing-Tries-to-Stem-Job-Market-Mayhem-Adds-7-000-Active-Financial-Services-Jobs-This-Week/</link>
			<description><![CDATA[FinancialServicesCrossing Tries to Stem Job Market Mayhem, Adds 7,000 Active Financial Services Jobs This Week]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260286/FinancialServicesCrossing-Tries-to-Stem-Job-Market-Mayhem-Adds-7-000-Active-Financial-Services-Jobs-This-Week/</guid>
			<pubDate>Wed, 25 Feb 2009 00:00:00 CST</pubDate>
		</item>
		<item>
			<title><![CDATA[Choosing a Job as a Banking Analyst]]></title>
			<link>http://www.financialservicescrossing.com/article/260285/Choosing-a-Job-as-a-Banking-Analyst/</link>
			<description><![CDATA[Financial services are such services which are provided by the finance industry for the purpose of managing money. Opportunities for jobs in financial services are increasing all around the world as there is a great demand for financial expertise in areas like corporate finance, commercial banking, investment banking, real estate, insurance, etc. Financial services jobs are available in government agencies, banks, and financial institutions. Financial services jobs are a secure career option ...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260285/Choosing-a-Job-as-a-Banking-Analyst/</guid>
			<pubDate>Fri, 20 Feb 2009 00:00:00 CST</pubDate>
		</item>
		<item>
			<title><![CDATA[Finance Jobs in a Rough Economy Three Easy Steps to Follow]]></title>
			<link>http://www.financialservicescrossing.com/article/260284/Finance-Jobs-in-a-Rough-Economy-Three-Easy-Steps-to-Follow/</link>
			<description><![CDATA[Even though most people would assume that there are hardly any jobs out there because of the state of panic our economy is in, this does not ring true for finance jobs. Whether you are looking for banking jobs or some other type of jobs in the finance department, there are still plenty of jobs to pick from. Of course, you will always have a little competition in the job market so it is important to make sure that you are as prepared as possible. By making sure that you follow three simple ste...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260284/Finance-Jobs-in-a-Rough-Economy-Three-Easy-Steps-to-Follow/</guid>
			<pubDate>Sat, 14 Feb 2009 00:00:00 CST</pubDate>
		</item>
		<item>
			<title><![CDATA[Securing a Fine Job as a Financial analyst]]></title>
			<link>http://www.financialservicescrossing.com/article/260283/Securing-a-Fine-Job-as-a-Financial-analyst/</link>
			<description><![CDATA[Financial analysts are becoming more and more important in today's financial world. Many insurers and financial institutions that are linked to the investment world hire financial analysts to watch over and advise them on major decisions concerning investments that their customers make. The reason why financial institutions and insurance companies overview what happens in the business world they reside in is that it gives them a broader base when they have to make decisions on how to assist t...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260283/Securing-a-Fine-Job-as-a-Financial-analyst/</guid>
			<pubDate>Wed, 28 Jan 2009 00:00:00 CST</pubDate>
		</item>
		<item>
			<title><![CDATA[Job Options in a Badly Hit Financial Industry]]></title>
			<link>http://www.financialservicescrossing.com/article/260282/Job-Options-in-a-Badly-Hit-Financial-Industry/</link>
			<description><![CDATA[The financial sector is badly hit by the economic downtime.  If you have spent your career years in the financial sector and have been hit by the hardship, there is still work for you out there.  There are many careers you might consider or be capable of performing....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260282/Job-Options-in-a-Badly-Hit-Financial-Industry/</guid>
			<pubDate>Tue, 27 Jan 2009 00:00:00 CST</pubDate>
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			<title><![CDATA[Technical Opportunities in Banking and Finances]]></title>
			<link>http://www.financialservicescrossing.com/article/260281/Technical-Opportunities-in-Banking-and-Finances/</link>
			<description><![CDATA[If you have a head for figures and you like technical jobs related to finance, one of the most profitable and available positions in the financial industry is that of the accountant.  This is a career that can provide you financial employment from the time you get out of college with your bachelor's degree until the time you retire....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260281/Technical-Opportunities-in-Banking-and-Finances/</guid>
			<pubDate>Tue, 20 Jan 2009 00:00:00 CST</pubDate>
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			<title><![CDATA[Barclays Eyes Huge Staff Cuts; FinancialServicesCrossing Posts About 12,000 Jobs This Week]]></title>
			<link>http://www.financialservicescrossing.com/article/260280/Barclays-Eyes-Huge-Staff-Cuts-FinancialServicesCrossing-Posts-About-12-000-Jobs-This-Week/</link>
			<description><![CDATA[Barclays Eyes Huge Staff Cuts; FinancialServicesCrossing Posts About 12,000 Jobs This Week]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260280/Barclays-Eyes-Huge-Staff-Cuts-FinancialServicesCrossing-Posts-About-12-000-Jobs-This-Week/</guid>
			<pubDate>Fri, 16 Jan 2009 00:00:00 CST</pubDate>
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			<title><![CDATA[Find Accounting and Secretarial Work in Banking]]></title>
			<link>http://www.financialservicescrossing.com/article/260277/Find-Accounting-and-Secretarial-Work-in-Banking/</link>
			<description><![CDATA[The job market of today is an ever-changing landscape. What seemed like the hot career of the moment a year ago might not be the safest thing today. A career that seemed left for dead in the past is suddenly making a comeback. To keep up with the best jobs, you have to keep your ear to the ground and look to the future. While you might have heard negative things about the financial industry on the news, the truth is that there are several great jobs that are still available. Besides the obvio...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260277/Find-Accounting-and-Secretarial-Work-in-Banking/</guid>
			<pubDate>Wed, 14 Jan 2009 00:00:00 CST</pubDate>
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			<title><![CDATA[Retail Banking Jobs]]></title>
			<link>http://www.financialservicescrossing.com/article/260278/Retail-Banking-Jobs/</link>
			<description><![CDATA[There are different types of banking for customers and business.  Retail Banking refers to banking services for individual customers.  This includes any banking service provided to individuals such as savings accounts, consumer loans, and credit cards.  Bank tellers, financial services jobs, financial analyst jobs are banking positions you might have come across in your everyday banking experience.  These jobs often represent entry&amp;ndash;level positions.  Let us step outside the basic jobs an...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260278/Retail-Banking-Jobs/</guid>
			<pubDate>Wed, 14 Jan 2009 00:00:00 CST</pubDate>
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			<title><![CDATA[Motor Finance Occupations]]></title>
			<link>http://www.financialservicescrossing.com/article/260279/Motor-Finance-Occupations/</link>
			<description><![CDATA[When you see initials GM, you might immediately think of General Motors.  General Motors started business in 1910 manufacturing cars in the US, which provided protection from the elements and gave comfort to passengers.  Their main car, Cadillac was and remains as the pride of General Motors....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260279/Motor-Finance-Occupations/</guid>
			<pubDate>Wed, 14 Jan 2009 00:00:00 CST</pubDate>
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			<title><![CDATA[Finance, Banking, and Insurance &amp;mdash; Where There Is Work for Everyone]]></title>
			<link>http://www.financialservicescrossing.com/article/260276/Finance-Banking-and-Insurance-mdash-Where-There-Is-Work-for-Everyone/</link>
			<description><![CDATA[Regardless of what is happening with the economy at any stage of the financial cycle, there are always plenty of openings in finance and banking careers. The banking industry continues to be one of the fastest&amp;ndash;growing industries for employment anywhere in the country....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260276/Finance-Banking-and-Insurance-mdash-Where-There-Is-Work-for-Everyone/</guid>
			<pubDate>Tue, 13 Jan 2009 00:00:00 CST</pubDate>
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			<title><![CDATA[Financial World: Scaring Students with Misinformation]]></title>
			<link>http://www.financialservicescrossing.com/article/260274/Financial-World-Scaring-Students-with-Misinformation/</link>
			<description><![CDATA[Many think that the finance job market world is looking gloomy these days. There is a general feeling that it is going to get harder to find a finance job. Uncertainties seem to be at large for many who will graduate from various universities and colleges this spring. Students are worried that the finance job market is getting to be so bad with the recent problems on Wall Street that the finance jobs they've been offered or promised upon their graduation aren't going to be waiting for them....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260274/Financial-World-Scaring-Students-with-Misinformation/</guid>
			<pubDate>Mon, 12 Jan 2009 00:00:00 CST</pubDate>
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			<title><![CDATA[Loan Officers &amp;ndash; Who They Are and What They Do]]></title>
			<link>http://www.financialservicescrossing.com/article/260275/Loan-Officers-ndash-Who-They-Are-and-What-They-Do/</link>
			<description><![CDATA[Loan officers are the people who serve as liaisons between borrowers and lending institutions by soliciting loans, representing creditors to borrowers, and vice versa. Loan officers help borrowers (individuals or businesses) obtain loans from the bank or financial institution they work for. These loans can be mortgage loans, consumer loans, or commercial loans, and most loan officers specialize in one of those types. Most loan officers have a bachelor's degree in economics, Finance, or someth...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260275/Loan-Officers-ndash-Who-They-Are-and-What-They-Do/</guid>
			<pubDate>Mon, 12 Jan 2009 00:00:00 CST</pubDate>
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			<title><![CDATA[Helping Others Can Help You As Well in the Financial Services Industry]]></title>
			<link>http://www.financialservicescrossing.com/article/260273/Helping-Others-Can-Help-You-As-Well-in-the-Financial-Services-Industry/</link>
			<description><![CDATA[Nothing breaks the newscasts as ruthlessly as financial news. The stocks are down, the stocks are up, and everyone who has got a retirement portfolio is watching the market with the sinking stomach feeling of a roller&amp;ndash;coaster ride....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260273/Helping-Others-Can-Help-You-As-Well-in-the-Financial-Services-Industry/</guid>
			<pubDate>Thu, 08 Jan 2009 00:00:00 CST</pubDate>
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			<title><![CDATA[Finding a job in Banking and Finance]]></title>
			<link>http://www.financialservicescrossing.com/article/260271/Finding-a-job-in-Banking-and-Finance/</link>
			<description><![CDATA[There are things you would want to do when it comes to getting the right type of work for your needs.  You should find a job that fits your skills, and also involves things that you like to do.  These two things are very important for you to decide on, because they will allow you to have access to the best jobs for your needs....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260271/Finding-a-job-in-Banking-and-Finance/</guid>
			<pubDate>Fri, 02 Jan 2009 00:00:00 CST</pubDate>
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			<title><![CDATA[Finding Financial Work in Social Fields]]></title>
			<link>http://www.financialservicescrossing.com/article/260272/Finding-Financial-Work-in-Social-Fields/</link>
			<description><![CDATA[When you begin to look for a career in the financial world, you will have something in mind.  It might be sales and marketing jobs or customer service jobs.  These are the two careers available in the financial services world.  Maybe you are looking for telecommunications jobs.  Whatever type you choose there are choices within the different categories....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260272/Finding-Financial-Work-in-Social-Fields/</guid>
			<pubDate>Fri, 02 Jan 2009 00:00:00 CST</pubDate>
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			<title><![CDATA[Getting the Best Financial Service Jobs]]></title>
			<link>http://www.financialservicescrossing.com/article/260270/Getting-the-Best-Financial-Service-Jobs/</link>
			<description><![CDATA[What are the best jobs in financial services? That depends, but all of them require that you have a knack for sales, good communication and interpersonal skills, and a head for finances. You'll also need a college degree, although in most cases, financial services sales jobs, other marketing financial services jobs, or other financial services jobs don't require a specific degree. In some cases, you'll have a better chance of getting a good position if you have an MBA or are professionally ce...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260270/Getting-the-Best-Financial-Service-Jobs/</guid>
			<pubDate>Wed, 24 Dec 2008 00:00:00 CST</pubDate>
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			<title><![CDATA[Financial Services in the UK]]></title>
			<link>http://www.financialservicescrossing.com/article/260269/Financial-Services-in-the-UK/</link>
			<description><![CDATA[There will always be plenty of different situations where you might decide you would like to work. If you are considering working in financial services in the UK, including financial services jobs Scotland, financial services jobs Manchester, and financial services jobs London, there are going to be a lot of things you want to think about so you know you are working in the right area for you. First of all, you want to take a look at what is available for the financial services in the UK and m...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260269/Financial-Services-in-the-UK/</guid>
			<pubDate>Tue, 23 Dec 2008 00:00:00 CST</pubDate>
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			<title><![CDATA[One&amp;ndash;on&amp;ndash;one helpful hints for financial service careers]]></title>
			<link>http://www.financialservicescrossing.com/article/260267/One-ndash-on-ndash-one-helpful-hints-for-financial-service-careers/</link>
			<description><![CDATA[Financial services jobs can be exciting and fulfilling. Jobs in financial services can also be lucrative. It's a good field to get into for either financial or simply personal reasons if you are the right type of person....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260267/One-ndash-on-ndash-one-helpful-hints-for-financial-service-careers/</guid>
			<pubDate>Sat, 20 Dec 2008 00:00:00 CST</pubDate>
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			<title><![CDATA[Top tips for obtaining a finance management job]]></title>
			<link>http://www.financialservicescrossing.com/article/260268/Top-tips-for-obtaining-a-finance-management-job/</link>
			<description><![CDATA[Becoming a finance manager is one of the most challenging and financially rewarding jobs on the planet. When you handle people's money, you are the equivalent of a business partner. People expect perfection where their money is concerned, and people in financial services jobs are held at a very high esteem....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260268/Top-tips-for-obtaining-a-finance-management-job/</guid>
			<pubDate>Sat, 20 Dec 2008 00:00:00 CST</pubDate>
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			<title><![CDATA[Financial Services Jobs]]></title>
			<link>http://www.financialservicescrossing.com/article/260265/Financial-Services-Jobs/</link>
			<description><![CDATA[The world of financial services is one of the broadest categories for jobs in the world.  From investment banking to credit card services, the financial services have become one of the most important career fields globally.  Never before has the need for bright, energetic, and creative people been more needed than in today's economic times. Furthermore, financial services jobs are not limited to any one particula...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260265/Financial-Services-Jobs/</guid>
			<pubDate>Fri, 19 Dec 2008 00:00:00 CST</pubDate>
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			<title><![CDATA[Auto Finance Jobs: Great Opportunities]]></title>
			<link>http://www.financialservicescrossing.com/article/260266/Auto-Finance-Jobs-Great-Opportunities/</link>
			<description><![CDATA[When you are looking for Financial Services Jobs, generally, you search for financial services sales jobs  on the Internet, which will bring up several different jobs for you, but they are those jobs that have been coded incorrectly and are not jobs in financial services but something completely different.  The second thing, you will notice regularly is that of work at home jobs, which just slows ...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260266/Auto-Finance-Jobs-Great-Opportunities/</guid>
			<pubDate>Fri, 19 Dec 2008 00:00:00 CST</pubDate>
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			<title><![CDATA[Low&amp;ndash;Priced Stocks: Cheap for a Reason but Possibly a Great Investment]]></title>
			<link>http://www.financialservicescrossing.com/article/260263/Low-ndash-Priced-Stocks-Cheap-for-a-Reason-but-Possibly-a-Great-Investment/</link>
			<description><![CDATA[As bad as the economy appears to be right now, the one very broad silver lining may be the fact that novice stock traders can take advantage of the less&amp;ndash;than&amp;ndash;ideal trading conditions. With companies struggling and the market on a daily roller coaster ride, the timing is perfect for those who really want to understand how the American economy works. Many feel less intimidated in these conditions and are more likely to take risks on their own, if for nothing else than to learn from ...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260263/Low-ndash-Priced-Stocks-Cheap-for-a-Reason-but-Possibly-a-Great-Investment/</guid>
			<pubDate>Wed, 17 Dec 2008 00:00:00 CST</pubDate>
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			<title><![CDATA[The Recession We've Been in for a Year]]></title>
			<link>http://www.financialservicescrossing.com/article/260264/The-Recession-We-ve-Been-in-for-a-Year/</link>
			<description><![CDATA[Recent media releases by the US government confirmed what many of us have known for months: the recession America is currently in began a year ago, in December 2007. 
Although we know we're neck deep in this recession, what exactly is a recession? The technical definition is ''a significant decline in economic activity spread across the economy, lasting more than a few months.'' OK, so now we've defined it, what can we expect? On the surface, this one seems easy enough to quantify as well. T...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260264/The-Recession-We-ve-Been-in-for-a-Year/</guid>
			<pubDate>Wed, 17 Dec 2008 00:00:00 CST</pubDate>
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			<title><![CDATA[Hints for Finance Management]]></title>
			<link>http://www.financialservicescrossing.com/article/260261/Hints-for-Finance-Management/</link>
			<description><![CDATA[Jobs in financial services are present in almost every company that does business.  The government, organizations, banks and insurance companies all have a finance management person.  The finance management position is one, which will require that financial reports be prepared, investments must be overseen, and cash management planning will be carried out for the company.  The goals of the company must...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260261/Hints-for-Finance-Management/</guid>
			<pubDate>Fri, 12 Dec 2008 00:00:00 CST</pubDate>
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			<title><![CDATA[Where to find Auto Finance Jobs]]></title>
			<link>http://www.financialservicescrossing.com/article/260262/Where-to-find-Auto-Finance-Jobs/</link>
			<description><![CDATA[All over the world, where there are cars, there is a need for auto financing, and auto financing workers.  People, who provide the car industry with the financing, making car sales possible, and gives their customers the chance to ride away in the car of their dreams.  The best jobs in financial services are those where the representative is selling something of value needed by all.  The car industry is just such a job industry....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260262/Where-to-find-Auto-Finance-Jobs/</guid>
			<pubDate>Fri, 12 Dec 2008 00:00:00 CST</pubDate>
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			<title><![CDATA[Credit Financial Services]]></title>
			<link>http://www.financialservicescrossing.com/article/260257/Credit-Financial-Services/</link>
			<description><![CDATA[With more and more banks facing major setbacks and merges with other banks, it's challenging to discern who to trust with your money. In fact, it's difficult to even properly gauge the uncertain economic times. With that said, many banking services are being offered by banks, which services are designed to reaffirm the faith banks' custom...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260257/Credit-Financial-Services/</guid>
			<pubDate>Thu, 04 Dec 2008 00:00:00 CST</pubDate>
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			<title><![CDATA[Financial Accounting]]></title>
			<link>http://www.financialservicescrossing.com/article/260258/Financial-Accounting/</link>
			<description><![CDATA[Financial accounting uses a universally accepted set of accounting principles, called Generally Accepted Accounting Principles (GAAP), to record a company's financial information for tax authorities. Financial accountants also provide this information to company shareholders and creditors, such as vendors and banks, who may be lending...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260258/Financial-Accounting/</guid>
			<pubDate>Thu, 04 Dec 2008 00:00:00 CST</pubDate>
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			<title><![CDATA[Financial Insurance Services]]></title>
			<link>http://www.financialservicescrossing.com/article/260259/Financial-Insurance-Services/</link>
			<description><![CDATA[Common sense tells us when we're weathering uncertain times, both in our careers and personal lives. Sometimes in our quest for financial solutions we cut many of the very things we secured in the past that would protect us in uncertain economic times. Is it human nature? Probably; but still, it's unwise to disengage the safety feature...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260259/Financial-Insurance-Services/</guid>
			<pubDate>Thu, 04 Dec 2008 00:00:00 CST</pubDate>
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			<title><![CDATA[Global Financial Services]]></title>
			<link>http://www.financialservicescrossing.com/article/260260/Global-Financial-Services/</link>
			<description><![CDATA[It's always fascinating to watch global trade markets as they mirror those in the U.S.  Accordingly, job numbers&amp;ndash; whether in the form of increases or decreases&amp;ndash;typically follow American trends as well.  The most recent statistics, via the Bureau of Labor Statistics (see www.bls.gov), indicate that payrolls in all sectors, including banks and other financial companies, dropped by 1.8 percent in October 2008.  I don't have to tell you that's not good news.  If there's a silver linin...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260260/Global-Financial-Services/</guid>
			<pubDate>Thu, 04 Dec 2008 00:00:00 CST</pubDate>
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			<title><![CDATA[FinancialServicesCrossing Relentless in Job Search as Financial Job Cuts Galore]]></title>
			<link>http://www.financialservicescrossing.com/article/260256/FinancialServicesCrossing-Relentless-in-Job-Search-as-Financial-Job-Cuts-Galore/</link>
			<description><![CDATA[FinancialServicesCrossing Relentless in Job Search as Financial Job Cuts Galore]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260256/FinancialServicesCrossing-Relentless-in-Job-Search-as-Financial-Job-Cuts-Galore/</guid>
			<pubDate>Wed, 03 Dec 2008 00:00:00 CST</pubDate>
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			<title><![CDATA[International Finance Jobs: How to Find One]]></title>
			<link>http://www.financialservicescrossing.com/article/260254/International-Finance-Jobs-How-to-Find-One/</link>
			<description><![CDATA[You love to travel, you work in finance, and when you first started looking at working in the sector, you were told that doing so could very well allow you to see the cosmopolitan highlights of the world....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260254/International-Finance-Jobs-How-to-Find-One/</guid>
			<pubDate>Sat, 22 Nov 2008 00:00:00 CST</pubDate>
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			<title><![CDATA[Job Profile: Commercial Banking]]></title>
			<link>http://www.financialservicescrossing.com/article/260255/Job-Profile-Commercial-Banking/</link>
			<description><![CDATA[There are many things that you should be aware of when you are looking at the commercial banking industry. Making sure that you know what you are doing when it comes to finding the job that you want is one of them. When it comes to commercial banking jobs, you are going to find yourself working with other people's money. This is going to be a job that you can trust to be there when you need it. You'll ...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260255/Job-Profile-Commercial-Banking/</guid>
			<pubDate>Sat, 22 Nov 2008 00:00:00 CST</pubDate>
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			<title><![CDATA[How to Get Auto Finance Jobs]]></title>
			<link>http://www.financialservicescrossing.com/article/260252/How-to-Get-Auto-Finance-Jobs/</link>
			<description><![CDATA[You don't have to be a Wall Street whiz to get an auto finance job.  In fact, most companies, including BMW Finance, offer free training for people interested in the motor finance industry.  So, if you are interested in a great finance job in the auto finance industry, read on!...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260252/How-to-Get-Auto-Finance-Jobs/</guid>
			<pubDate>Fri, 14 Nov 2008 00:00:00 CST</pubDate>
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		<item>
			<title><![CDATA[Finding a Finance Job: The Best Places to Look]]></title>
			<link>http://www.financialservicescrossing.com/article/260253/Finding-a-Finance-Job-The-Best-Places-to-Look/</link>
			<description><![CDATA[In searching for finance jobs, whether in the traditional offline media or online, you're certain of finding one thing: There continues to be an overwhelming demand for qualified candidates at all levels of seniority and in a wide range of specialties, from entry-level finance jobs all the way up through ]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260253/Finding-a-Finance-Job-The-Best-Places-to-Look/</guid>
			<pubDate>Fri, 14 Nov 2008 00:00:00 CST</pubDate>
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			<title><![CDATA[The Best Banking Jobs: What They Are and How to Land One]]></title>
			<link>http://www.financialservicescrossing.com/article/260251/The-Best-Banking-Jobs-What-They-Are-and-How-to-Land-One/</link>
			<description><![CDATA[A career in banking offers endless possibilities. In order to select a path for your career, then, it's important to know what this field entails. Banks are the focal point of all the world's financial activity, including business funding, private equity sales, commodities trading, mutual funds, and hedge funds. Each of these areas provides unique job opportunities....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260251/The-Best-Banking-Jobs-What-They-Are-and-How-to-Land-One/</guid>
			<pubDate>Thu, 13 Nov 2008 00:00:00 CST</pubDate>
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			<title><![CDATA[American Express Slashes 7,000 Financial Services Jobs; FinancialServicesCrossing Posts 8,000-Plus Jobs This Week amid Market Slump]]></title>
			<link>http://www.financialservicescrossing.com/article/260250/American-Express-Slashes-7-000-Financial-Services-Jobs-FinancialServicesCrossing-Posts-8-000-Plus-Jobs-This-Week-amid-Market-Slump/</link>
			<description><![CDATA[American Express Slashes 7,000 Financial Services Jobs; FinancialServicesCrossing Posts 8,000-Plus Jobs This Week amid Market Slump]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260250/American-Express-Slashes-7-000-Financial-Services-Jobs-FinancialServicesCrossing-Posts-8-000-Plus-Jobs-This-Week-amid-Market-Slump/</guid>
			<pubDate>Tue, 04 Nov 2008 00:00:00 CST</pubDate>
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			<title><![CDATA[How to get a Bank Teller Job]]></title>
			<link>http://www.financialservicescrossing.com/article/260249/How-to-get-a-Bank-Teller-Job/</link>
			<description><![CDATA[FinancialServicesCrossing is an amazing website, one of which provides instant access for job seekers to search countless jobs in the customer service industry.  This website allows you to search for many diverse and also particular careers, tailoring itself to the specific industry of your choosing.  Better yet, this website is unlike most other career search engines, for it files out all of the spam and jobs that are not exactly what you are looking for, thus making your search more direct ...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260249/How-to-get-a-Bank-Teller-Job/</guid>
			<pubDate>Mon, 27 Oct 2008 00:00:00 CDT</pubDate>
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			<title><![CDATA[Commercial Banking Careers: Facts &amp; Trends]]></title>
			<link>http://www.financialservicescrossing.com/article/260247/Commercial-Banking-Careers-Facts-Trends/</link>
			<description><![CDATA[What the Future Holds for Commercial Banking Careers 
The financial crisis that has occurred over the past few weeks has heavily impacted the finance and banking sector. Much of the impact has negative overtones. This crisis in particular has created a sudden halt in the banking industry with respect to job growth and opportunities....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260247/Commercial-Banking-Careers-Facts-Trends/</guid>
			<pubDate>Tue, 21 Oct 2008 00:00:00 CDT</pubDate>
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			<title><![CDATA[Mortgage Banking &amp;mdash; ''Start Your Career Today!'']]></title>
			<link>http://www.financialservicescrossing.com/article/260248/Mortgage-Banking-mdash-Start-Your-Career-Today-/</link>
			<description><![CDATA[Are you excited to start a new career in mortgage banking?  Already have experience, but looking to branch out into a new and promising career?  We are going to look at all of the components involved in the mortgage banking world and how you can become a part of this fast paced industry on your way to a six figure income!  We will outline the various components of the industry itself, the differences of a ''banker'' to a ''broker,'' as well as provide average salaries earned by profession...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260248/Mortgage-Banking-mdash-Start-Your-Career-Today-/</guid>
			<pubDate>Tue, 21 Oct 2008 00:00:00 CDT</pubDate>
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		<item>
			<title><![CDATA[Asset Liability Management: The Art of Risk Management]]></title>
			<link>http://www.financialservicescrossing.com/article/260246/Asset-Liability-Management-The-Art-of-Risk-Management/</link>
			<description><![CDATA[For those of you interested in asset liability management careers, there's a lot you need to know before diving in head first. This article explores the ins and outs of asset liability management in great detail; leaving you much better informed, and prepared, about your future career path....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260246/Asset-Liability-Management-The-Art-of-Risk-Management/</guid>
			<pubDate>Mon, 13 Oct 2008 00:00:00 CDT</pubDate>
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		<item>
			<title><![CDATA[Mortgage Bankers Are in the Money]]></title>
			<link>http://www.financialservicescrossing.com/article/260245/Mortgage-Bankers-Are-in-the-Money/</link>
			<description><![CDATA[This article provides an overview of a career as a mortgage banker.  It outlines the primary duties, required qualifications, and the expected average annual salary.  It also discusses the specific skills needed to have a successful career in mortgage banking....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260245/Mortgage-Bankers-Are-in-the-Money/</guid>
			<pubDate>Mon, 06 Oct 2008 00:00:00 CDT</pubDate>
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		<item>
			<title><![CDATA[Financial Jobs on the Decrease and Financial Woes on the Increase, Say Experts; BankingandFinanceCrossing Witnesses Significant Surge in Jobs]]></title>
			<link>http://www.financialservicescrossing.com/article/260244/Financial-Jobs-on-the-Decrease-and-Financial-Woes-on-the-Increase-Say-Experts-BankingandFinanceCrossing-Witnesses-Significant-Surge-in-Jobs/</link>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260244/Financial-Jobs-on-the-Decrease-and-Financial-Woes-on-the-Increase-Say-Experts-BankingandFinanceCrossing-Witnesses-Significant-Surge-in-Jobs/</guid>
			<pubDate>Wed, 01 Oct 2008 00:00:00 CDT</pubDate>
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		<item>
			<title><![CDATA[BankingandFinanceCrossing Advises Finance Job Seekers Not to Panic; Offers More Than 40,000 Banking and Finance Jobs]]></title>
			<link>http://www.financialservicescrossing.com/article/260243/BankingandFinanceCrossing-Advises-Finance-Job-Seekers-Not-to-Panic-Offers-More-Than-40-000-Banking-and-Finance-Jobs/</link>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260243/BankingandFinanceCrossing-Advises-Finance-Job-Seekers-Not-to-Panic-Offers-More-Than-40-000-Banking-and-Finance-Jobs/</guid>
			<pubDate>Thu, 18 Sep 2008 00:00:00 CDT</pubDate>
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		<item>
			<title><![CDATA[The Best Paying Careers in Finance]]></title>
			<link>http://www.financialservicescrossing.com/article/260241/The-Best-Paying-Careers-in-Finance/</link>
			<description><![CDATA[Introduction

This article deals with the best paying careers in banking and finance, itself one of the highest paid sectors of the economy and providing a wide range of employment opportunities and career paths.  Salary levels vary widely within the banking and finance sector with administration roles paying much less than managerial, analytical, and sales positions....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260241/The-Best-Paying-Careers-in-Finance/</guid>
			<pubDate>Mon, 15 Sep 2008 00:00:00 CDT</pubDate>
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		<item>
			<title><![CDATA[How to Dress Appropriately in the Workplace]]></title>
			<link>http://www.financialservicescrossing.com/article/260242/How-to-Dress-Appropriately-in-the-Workplace/</link>
			<description><![CDATA[People make first impressions very quickly, usually within the first 30 seconds of meeting someone. We may not even have exchanged a single word with someone, but already the other person is forming an idea in their mind about who we are, and that idea is going to shape the rest of the relationship. That is one of the main reasons why dressing appropriately in the workplace, especially for banking jobs, is critical, particularly if you want to succeed and establish the professional reputation...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260242/How-to-Dress-Appropriately-in-the-Workplace/</guid>
			<pubDate>Mon, 15 Sep 2008 00:00:00 CDT</pubDate>
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		<item>
			<title><![CDATA[Finance Jobs See Positive Trends, According to BankingandFinanceCrossing]]></title>
			<link>http://www.financialservicescrossing.com/article/260240/Finance-Jobs-See-Positive-Trends-According-to-BankingandFinanceCrossing/</link>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260240/Finance-Jobs-See-Positive-Trends-According-to-BankingandFinanceCrossing/</guid>
			<pubDate>Mon, 08 Sep 2008 00:00:00 CDT</pubDate>
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			<title><![CDATA[Job Profile: Investment Banker]]></title>
			<link>http://www.financialservicescrossing.com/article/260234/Job-Profile-Investment-Banker/</link>
			<description><![CDATA[An investment banking career involves working in the world of the United States securities exchange, in which hundreds of billions of dollars change hands on a daily basis. Stocks, bonds, mutual funds, and other financial instruments are bought and sold by large institutional investors, wealthy individuals, mutual funds, pension plans, and the general public. Investment bankers are usually required to have a bachelor's degree, and some positions also require an MBA or specialized licensur...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260234/Job-Profile-Investment-Banker/</guid>
			<pubDate>Mon, 01 Sep 2008 00:00:00 CDT</pubDate>
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			<title><![CDATA[The Teller: A Job Profile]]></title>
			<link>http://www.financialservicescrossing.com/article/260239/The-Teller-A-Job-Profile/</link>
			<description><![CDATA[Being a teller involves being around people on a regular basis.  Working with the public, fielding questions, communicating information, and following instructions and requests are very common practices for teller jobs.  While the working conditions for teller jobs are generally pleasant because they work indoors, it can be stressful to be a teller....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260239/The-Teller-A-Job-Profile/</guid>
			<pubDate>Mon, 11 Aug 2008 00:00:00 CDT</pubDate>
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			<title><![CDATA[The State of Employment in the Banking and Finance Sector]]></title>
			<link>http://www.financialservicescrossing.com/article/260238/The-State-of-Employment-in-the-Banking-and-Finance-Sector/</link>
			<description><![CDATA[Employment in the banking and finance sector of the economy has taken a dramatic downturn in the last few months.  While the news has highlighted layoffs at financial institutions, the layoffs have not been confined to the banking industry.  Last week, unemployment claims jumped to over four hundred thousand....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260238/The-State-of-Employment-in-the-Banking-and-Finance-Sector/</guid>
			<pubDate>Mon, 04 Aug 2008 00:00:00 CDT</pubDate>
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		<item>
			<title><![CDATA[BankingandFinanceCrossing Posts 6,583 Banking Jobs This Week]]></title>
			<link>http://www.financialservicescrossing.com/article/260237/BankingandFinanceCrossing-Posts-6-583-Banking-Jobs-This-Week/</link>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260237/BankingandFinanceCrossing-Posts-6-583-Banking-Jobs-This-Week/</guid>
			<pubDate>Mon, 28 Jul 2008 00:00:00 CDT</pubDate>
		</item>
		<item>
			<title><![CDATA[State of Employment in the Banking and Finance Sector]]></title>
			<link>http://www.financialservicescrossing.com/article/260236/State-of-Employment-in-the-Banking-and-Finance-Sector/</link>
			<description><![CDATA[Employment in the banking and finance sector of the economy has taken a dramatic downturn in the last few months.  While the news has highlighted layoffs from financial institutions, the layoffs have not been confined to the banking industry.  Last week's unemployment claims jumped to over 400,000....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260236/State-of-Employment-in-the-Banking-and-Finance-Sector/</guid>
			<pubDate>Fri, 25 Jul 2008 00:00:00 CDT</pubDate>
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		<item>
			<title><![CDATA[Banking and Finance Job Openings]]></title>
			<link>http://www.financialservicescrossing.com/article/260233/Banking-and-Finance-Job-Openings/</link>
			<description><![CDATA[

Economics is an important part of American society today. We as a country are in dire need of more professionals who have great skills in banking and finance, as our economy has recently been thrown into a recession by the failings of some current financial industry veterans. This downturn in the economy has resulted in major demand for more reliable bankers and financial specialists to help manage risky loans. Bankers hiring in this field are looking for a specific group of g...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260233/Banking-and-Finance-Job-Openings/</guid>
			<pubDate>Mon, 14 Jul 2008 00:00:00 CDT</pubDate>
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			<title><![CDATA[Investment Banking from West Palm to Dubai]]></title>
			<link>http://www.financialservicescrossing.com/article/260235/Investment-Banking-from-West-Palm-to-Dubai/</link>
			<description><![CDATA[The idea of becoming an investment banker conjures visions of wealth and power, and this image is not far off.  Good investment bankers have instincts that appear to be innate, speak with a confidence that gives their customers a feeling of great security, and understand the psychology behind negotiating deals, utilizing the tenacity required to make money not only for themselves, but for their clients as well....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260235/Investment-Banking-from-West-Palm-to-Dubai/</guid>
			<pubDate>Mon, 14 Jul 2008 00:00:00 CDT</pubDate>
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			<title><![CDATA[Investment Banking Today]]></title>
			<link>http://www.financialservicescrossing.com/article/260232/Investment-Banking-Today/</link>
			<description><![CDATA[Investment banking remains a desirable job for persons with a passion for finance and a desire for high pay, but a sense of panic seems to have overtaken employees in the financial world of late. Is it still worth anybody's while to cast a job net in this direction? The following article reviews the current challenges faced by investment bankers....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260232/Investment-Banking-Today/</guid>
			<pubDate>Mon, 07 Jul 2008 00:00:00 CDT</pubDate>
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			<title><![CDATA[Art â€" Is It an Investment Asset Class?]]></title>
			<link>http://www.financialservicescrossing.com/article/260231/Art-â€"-Is-It-an-Investment-Asset-Class-/</link>
			<description><![CDATA[Reports of pieces of art selling for huge profits often appear in newspapers.  The kind of return art has achieved at some auctions is comparable to that of any other asset class.  But art is yet to be widely recognized as an asset class for investment purposes....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260231/Art-â€"-Is-It-an-Investment-Asset-Class-/</guid>
			<pubDate>Mon, 02 Jun 2008 00:00:00 CDT</pubDate>
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			<title><![CDATA[A Guide to Jobs in Investment Banking]]></title>
			<link>http://www.financialservicescrossing.com/article/260230/A-Guide-to-Jobs-in-Investment-Banking/</link>
			<description><![CDATA[In recent times high-profile jobs in investment banking have caught the media's attention.  Top executives earning more than $10 million per year are not uncommon.  Of course, the majority of investment bankers don't earn this much, but nevertheless, investment banking is still a high-paying environment....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260230/A-Guide-to-Jobs-in-Investment-Banking/</guid>
			<pubDate>Tue, 20 May 2008 00:00:00 CDT</pubDate>
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		<item>
			<title><![CDATA[Pay Capital Gains Tax Now or Later?]]></title>
			<link>http://www.financialservicescrossing.com/article/260228/Pay-Capital-Gains-Tax-Now-or-Later-/</link>
			<description><![CDATA[For years, investors and landowners and just plain folks have utilized a concept called a ''Section 1031 like-kind exchange'' when they do real estate deals.]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260228/Pay-Capital-Gains-Tax-Now-or-Later-/</guid>
			<pubDate>Tue, 08 Apr 2008 00:00:00 CDT</pubDate>
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		<item>
			<title><![CDATA[BankingandFinanceCrossing Witnesses Big Jump in Newly Added Financial Jobs]]></title>
			<link>http://www.financialservicescrossing.com/article/260229/BankingandFinanceCrossing-Witnesses-Big-Jump-in-Newly-Added-Financial-Jobs/</link>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260229/BankingandFinanceCrossing-Witnesses-Big-Jump-in-Newly-Added-Financial-Jobs/</guid>
			<pubDate>Tue, 08 Apr 2008 00:00:00 CDT</pubDate>
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			<title><![CDATA[Adapting to the Down Real Estate Market: New Employment Opportunities Emerging]]></title>
			<link>http://www.financialservicescrossing.com/article/260226/Adapting-to-the-Down-Real-Estate-Market-New-Employment-Opportunities-Emerging/</link>
			<description><![CDATA[With the ongoing subprime fallout, the lending industry is finding itself in a ''reset'' mode, as a number of important changes are underway and the system is evolving to the new realities of the market....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260226/Adapting-to-the-Down-Real-Estate-Market-New-Employment-Opportunities-Emerging/</guid>
			<pubDate>Mon, 24 Mar 2008 00:00:00 CDT</pubDate>
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			<title><![CDATA[How to Keep Your Financial and Personal Records Safe]]></title>
			<link>http://www.financialservicescrossing.com/article/260227/How-to-Keep-Your-Financial-and-Personal-Records-Safe/</link>
			<description><![CDATA[Hurricanes, floods, fires, terrorist attacks...the list of possible disasters is endless. Should something catastrophic and unforeseen happen to your home, are your financial records and personal information safe? For most people, the answer is no....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260227/How-to-Keep-Your-Financial-and-Personal-Records-Safe/</guid>
			<pubDate>Mon, 24 Mar 2008 00:00:00 CDT</pubDate>
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			<title><![CDATA[Tears in My Coffee]]></title>
			<link>http://www.financialservicescrossing.com/article/260223/Tears-in-My-Coffee/</link>
			<description><![CDATA[I've had ample chances this year to poke at how Starbucks (Nasdaq: SBUX) just ]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260223/Tears-in-My-Coffee/</guid>
			<pubDate>Mon, 03 Mar 2008 00:00:00 CST</pubDate>
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			<title><![CDATA[What Investors Need to Know About Taxes]]></title>
			<link>http://www.financialservicescrossing.com/article/260224/What-Investors-Need-to-Know-About-Taxes/</link>
			<description><![CDATA[Taxes have come a long way in 95 years.
In 1913, the income tax was simple, with a one-page form. Taxes ranged from 1% to 7%, and less than 1% of the population made enough money to have to pay the tax....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260224/What-Investors-Need-to-Know-About-Taxes/</guid>
			<pubDate>Mon, 03 Mar 2008 00:00:00 CST</pubDate>
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			<title><![CDATA[Tracking the National Debt]]></title>
			<link>http://www.financialservicescrossing.com/article/260225/Tracking-the-National-Debt/</link>
			<description><![CDATA[The national debt is debt owed by the federal government. It is made up of debt obligations such as Treasury bills, Treasury notes, and Treasury bonds.]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260225/Tracking-the-National-Debt/</guid>
			<pubDate>Mon, 03 Mar 2008 00:00:00 CST</pubDate>
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		<item>
			<title><![CDATA[Behavioral Economics]]></title>
			<link>http://www.financialservicescrossing.com/article/260218/Behavioral-Economics/</link>
			<description><![CDATA[One of the things sure to get business owners' attention is the reason why consumers buy what they buy.  To be sure, not everything can be quantified and explained through a series of tidy numbers and graphs.  What, for example, fully accounts for the popularity of a phenomenon like the Harry Potter books?  Is it marketing?  Timing?  Quality?  Or all of the above?...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260218/Behavioral-Economics/</guid>
			<pubDate>Mon, 25 Feb 2008 00:00:00 CST</pubDate>
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			<title><![CDATA[Recession Survival Guide for Businesses]]></title>
			<link>http://www.financialservicescrossing.com/article/260219/Recession-Survival-Guide-for-Businesses/</link>
			<description><![CDATA[One would think there wouldnï¿½t be a need for recession planning. We should see them coming. The constant sine wave of business cycles makes recessions as inevitable as surging booms. Of course, if you put 10 economists in one room, you'll get 11 opinions, so the exact timing of recessions is darn near impossible to predict. Still, like hurricanes, recessions come along once in a while, and occasionally one will wreak havoc on the shoreline....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260219/Recession-Survival-Guide-for-Businesses/</guid>
			<pubDate>Mon, 25 Feb 2008 00:00:00 CST</pubDate>
		</item>
		<item>
			<title><![CDATA[BankingandFinanceCrossing, Rapidly Growing Banking and Finance Job Board, Now Features More Than 30,000 Jobs]]></title>
			<link>http://www.financialservicescrossing.com/article/260222/BankingandFinanceCrossing-Rapidly-Growing-Banking-and-Finance-Job-Board-Now-Features-More-Than-30-000-Jobs/</link>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260222/BankingandFinanceCrossing-Rapidly-Growing-Banking-and-Finance-Job-Board-Now-Features-More-Than-30-000-Jobs/</guid>
			<pubDate>Mon, 18 Feb 2008 00:00:00 CST</pubDate>
		</item>
		<item>
			<title><![CDATA[A House Is More Than Just a Place to Call Home]]></title>
			<link>http://www.financialservicescrossing.com/article/260216/A-House-Is-More-Than-Just-a-Place-to-Call-Home/</link>
			<description><![CDATA[Owning a house can be one of your best tools for creating wealth. A house is a place to live and work, but it can also be an instrument for tax deductions, asset diversification, leverage, wealth accumulation, wealth transfers, and charitable giving....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260216/A-House-Is-More-Than-Just-a-Place-to-Call-Home/</guid>
			<pubDate>Mon, 11 Feb 2008 00:00:00 CST</pubDate>
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		<item>
			<title><![CDATA[Achieving Core Banking Transformation with ''Smart Wins'' in IT]]></title>
			<link>http://www.financialservicescrossing.com/article/260217/Achieving-Core-Banking-Transformation-with-Smart-Wins-in-IT/</link>
			<description><![CDATA[With the dawn of the new year, the competitive landscape in the banking industry will change as outside players, not entrenched in outdated, inflexible IT infrastructures, will drive innovation and raise the competitive stakes for those steeped in traditional business models. The latter group â€" the incumbent bankers â€" will need to rethink their IT strategies or risk becoming like the automakers of the 1980s â€" left behind in dynamic global markets when more progressive Asian manufacturers came...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260217/Achieving-Core-Banking-Transformation-with-Smart-Wins-in-IT/</guid>
			<pubDate>Mon, 11 Feb 2008 00:00:00 CST</pubDate>
		</item>
		<item>
			<title><![CDATA[The Buck Stops Here...Or Does It?]]></title>
			<link>http://www.financialservicescrossing.com/article/260214/The-Buck-Stops-Here-Or-Does-It-/</link>
			<description><![CDATA[One cannot talk about the recent subprime mortgage debacle without mentioning the word ''minorities'' in the discussion. The current situation spells a setback for an entire generation of borrowers, especially minority ones. All the studies and reports confirm that the majority of subprime loans in the past five years were made to minorities â€" Hispanics in particular â€" and that these groups will bear the largest burden of the losses from foreclosures....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260214/The-Buck-Stops-Here-Or-Does-It-/</guid>
			<pubDate>Mon, 28 Jan 2008 00:00:00 CST</pubDate>
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		<item>
			<title><![CDATA[Investing in Green Real Estate: Wishful Thinking or Best Practice?]]></title>
			<link>http://www.financialservicescrossing.com/article/260215/Investing-in-Green-Real-Estate-Wishful-Thinking-or-Best-Practice-/</link>
			<description><![CDATA[There are millions of people across the country committed to living green in their own homes. They recycle and do their best to eliminate drafty windows and doorways, even if their main motivation is simply to save a few dollars on the monthly electric bill....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260215/Investing-in-Green-Real-Estate-Wishful-Thinking-or-Best-Practice-/</guid>
			<pubDate>Mon, 28 Jan 2008 00:00:00 CST</pubDate>
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		<item>
			<title><![CDATA[In Investing, Size Matters]]></title>
			<link>http://www.financialservicescrossing.com/article/260210/In-Investing-Size-Matters/</link>
			<description><![CDATA[No matter what any investor tells you, it's exceedingly difficult to beat the market over long periods of time. For any investor aiming to top the index, it would seem logical not to mimic that index. And since the index is a diversified portfolio of stocks, its polar opposite would seem to be a small, concentrated basket of investments. Indeed, among investors with long-term market-beating track records, I find that the very best make really big investment bets....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260210/In-Investing-Size-Matters/</guid>
			<pubDate>Mon, 21 Jan 2008 00:00:00 CST</pubDate>
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		<item>
			<title><![CDATA[Is Recession Already Here?]]></title>
			<link>http://www.financialservicescrossing.com/article/260211/Is-Recession-Already-Here-/</link>
			<description><![CDATA[While few enjoy being the harbingers of bad economic news, a square look in the face of market reality seems to be the order of the day, at least according to an increasing number of investment firms and banks whose predictions for the U.S. economy are virtually unanimous: recession is on the way.  There is, however, a growing chorus voicing one major caveat to that prediction: recession may already have arrived....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260211/Is-Recession-Already-Here-/</guid>
			<pubDate>Mon, 21 Jan 2008 00:00:00 CST</pubDate>
		</item>
		<item>
			<title><![CDATA[Save on Your Medical Bills]]></title>
			<link>http://www.financialservicescrossing.com/article/260212/Save-on-Your-Medical-Bills/</link>
			<description><![CDATA[Rising health-care costs threaten your finances. Unfortunately, when it comes to
trying to cut those costs, you're often on your own.]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260212/Save-on-Your-Medical-Bills/</guid>
			<pubDate>Mon, 21 Jan 2008 00:00:00 CST</pubDate>
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			<title><![CDATA[Where To Learn More About Your Social Security Benefits]]></title>
			<link>http://www.financialservicescrossing.com/article/260213/Where-To-Learn-More-About-Your-Social-Security-Benefits/</link>
			<description><![CDATA[Q: I just read your response to a reader concerning the impact of his Social Security benefits on his standard of living in retirement. How does one find out what the benefits will be? Sure, the government sends you a statement each year. But is there another source? For instance, how long do I have to earn maximum income to obtain maximum Social Security payout Ã¯Â¿Â½ five years, 10 years or my entire lifetime? How much of a difference does earning $60,000 a year versus $95,000...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260213/Where-To-Learn-More-About-Your-Social-Security-Benefits/</guid>
			<pubDate>Mon, 21 Jan 2008 00:00:00 CST</pubDate>
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			<title><![CDATA[The McStarbucks Menace?]]></title>
			<link>http://www.financialservicescrossing.com/article/260206/The-McStarbucks-Menace-/</link>
			<description><![CDATA[Just how upmarket can McDonald's (NYSE: MCD) go? We'll find out this year, as the world's leading fast-food chain starts rolling out coffee bars within its namesake burger joints, complete with their own McBaristas....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260206/The-McStarbucks-Menace-/</guid>
			<pubDate>Mon, 14 Jan 2008 00:00:00 CST</pubDate>
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			<title><![CDATA[Seven Strategies to Prevent Identity Theft]]></title>
			<link>http://www.financialservicescrossing.com/article/260207/Seven-Strategies-to-Prevent-Identity-Theft/</link>
			<description><![CDATA[Identity theft is Americaï¿½s fastest growing crime. According to Javelin Strategy and Research, a firm dedicated to researching financial service topics, in 2007 nearly 8.4 million people were the victims of identity theft, totaling $49.3 billion in fraudulent charges. The study also noted that the average victim spends at least twenty-five hours trying to resolve the issue....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260207/Seven-Strategies-to-Prevent-Identity-Theft/</guid>
			<pubDate>Mon, 14 Jan 2008 00:00:00 CST</pubDate>
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			<title><![CDATA[Giving Until It Helps]]></title>
			<link>http://www.financialservicescrossing.com/article/260208/Giving-Until-It-Helps/</link>
			<description><![CDATA[Berkshire Hathaway Chairman Warren Buffett's multibillion-dollar pledge to the Bill and Melinda Gates Foundation in 2006 refocused attention on philanthropy in the United States. Americans are among the most charitable people in the world, ranging from ]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260208/Giving-Until-It-Helps/</guid>
			<pubDate>Mon, 14 Jan 2008 00:00:00 CST</pubDate>
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			<title><![CDATA[Lower Fees Equals More Retirement Income]]></title>
			<link>http://www.financialservicescrossing.com/article/260209/Lower-Fees-Equals-More-Retirement-Income/</link>
			<description><![CDATA[Q: I read your recent column on ''Small Percentages Make a Big Difference.'' I am retired. I rely on my investments for income. Can you tell me if I can draw an income of about 5% from a portfolio of low-expense mutual funds, exchange-traded funds and index funds?...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260209/Lower-Fees-Equals-More-Retirement-Income/</guid>
			<pubDate>Mon, 14 Jan 2008 00:00:00 CST</pubDate>
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			<title><![CDATA[Dealing with the Credit Crunch: Insights for Business Owners and Budding Entrepreneurs]]></title>
			<link>http://www.financialservicescrossing.com/article/260202/Dealing-with-the-Credit-Crunch-Insights-for-Business-Owners-and-Budding-Entrepreneurs/</link>
			<description><![CDATA[Recently, tightening credit markets have created new challenges for countless small business owners. Just as it has become more difficult for homeowners to qualify for a mortgage, small business owners are finding that it is becoming more and more challenging to obtain bank financing to launch a new business venture or expand an existing business....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260202/Dealing-with-the-Credit-Crunch-Insights-for-Business-Owners-and-Budding-Entrepreneurs/</guid>
			<pubDate>Mon, 24 Dec 2007 00:00:00 CST</pubDate>
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			<title><![CDATA[How to Stop Losing Money in Stocks]]></title>
			<link>http://www.financialservicescrossing.com/article/260203/How-to-Stop-Losing-Money-in-Stocks/</link>
			<description><![CDATA[Losing money hurts. Literally.
The way humans process financial loss is similar to the way we process physical pain, according to a recent study by Dr. Ben Seymour from the Wellcome Trust.]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260203/How-to-Stop-Losing-Money-in-Stocks/</guid>
			<pubDate>Mon, 24 Dec 2007 00:00:00 CST</pubDate>
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			<title><![CDATA[U.S. Equities are International, and Vice Versa]]></title>
			<link>http://www.financialservicescrossing.com/article/260204/U-S-Equities-are-International-and-Vice-Versa/</link>
			<description><![CDATA[Q: It has been suggested that since the U.S. market is a smaller portion of the total world financial market ï¿½ and because the U.S. dollar is falling ï¿½ it would be better to increase our exposure to non-U.S. markets to as high as 50%. What are your thoughts? ï¿½ J.E., by e-mail...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260204/U-S-Equities-are-International-and-Vice-Versa/</guid>
			<pubDate>Mon, 24 Dec 2007 00:00:00 CST</pubDate>
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			<title><![CDATA[What Gives With Gift Cards?]]></title>
			<link>http://www.financialservicescrossing.com/article/260205/What-Gives-With-Gift-Cards-/</link>
			<description><![CDATA[With the days until Christmas dwindling, more and more of us will be drawn to the gift card. It's quick to purchase, doesn't require wrapping, allows the recipient to choose something he or she really likes, and is one-size-fits-all ï¿½ no embarrassing bodily measurements required. That's definitely a compelling list of perks. But don't let the convenience blind you to its potential faults. Get the real scoop on the gift card and whether you should buy or stay away....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260205/What-Gives-With-Gift-Cards-/</guid>
			<pubDate>Mon, 24 Dec 2007 00:00:00 CST</pubDate>
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			<title><![CDATA[Housing Market Expected to Recover in Short Term]]></title>
			<link>http://www.financialservicescrossing.com/article/260199/Housing-Market-Expected-to-Recover-in-Short-Term/</link>
			<description><![CDATA[''Accelerated adjustment in the U.S. housing sector...will drag down growth to low levels in the near term but will not trigger a recession and will only modestly push up unemployment.'']]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260199/Housing-Market-Expected-to-Recover-in-Short-Term/</guid>
			<pubDate>Mon, 17 Dec 2007 00:00:00 CST</pubDate>
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			<title><![CDATA[Go Ahead. Be Emotional.]]></title>
			<link>http://www.financialservicescrossing.com/article/260200/Go-Ahead-Be-Emotional-/</link>
			<description><![CDATA[The world of investing is full of contradictions, or at least what appear to be contradictions. Consider these nuggets of advice, for example:]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260200/Go-Ahead-Be-Emotional-/</guid>
			<pubDate>Mon, 17 Dec 2007 00:00:00 CST</pubDate>
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			<title><![CDATA[Easy Ways to Control Holiday Spending]]></title>
			<link>http://www.financialservicescrossing.com/article/260201/Easy-Ways-to-Control-Holiday-Spending/</link>
			<description><![CDATA[Remember back before Thanksgiving, when you promised yourself you wouldn't go crazy with gifts this year? Maybe you even started a gift budget. I'm sure it's around here someplace, maybe in that bag with the pile of shirts you found on sale and bought to give to your brother? (Yes, you already had his gift, but he really needs a fashion intervention.) Maybe you stuck it in the box with those new shoes you bought while hunting for your father's present?...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260201/Easy-Ways-to-Control-Holiday-Spending/</guid>
			<pubDate>Mon, 17 Dec 2007 00:00:00 CST</pubDate>
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			<title><![CDATA[What's Wrong With a Teaser Freezer?]]></title>
			<link>http://www.financialservicescrossing.com/article/260196/What-s-Wrong-With-a-Teaser-Freezer-/</link>
			<description><![CDATA[There are two choices here. We can leave the wounded mortgage markets alone, perhaps even with a stern comment about mortgage holders having made their own beds. Or (if you'll pardon a metaphor blending) we can douse the wounds with Merthiolate ï¿½ as my mother used to do ï¿½ and, despite the stinging, they just might heal much faster....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260196/What-s-Wrong-With-a-Teaser-Freezer-/</guid>
			<pubDate>Mon, 10 Dec 2007 00:00:00 CST</pubDate>
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			<title><![CDATA[What Can We Do About Government Debt?]]></title>
			<link>http://www.financialservicescrossing.com/article/260197/What-Can-We-Do-About-Government-Debt-/</link>
			<description><![CDATA[Some columns bring more responses than others. My recent column on the $2 trillion difference between the stated federal deficits and the actual increase in total federal debt since 2000 brought mail from readers of all ages. But this e-mail from Burlington, Mass., tells us a lot about how frustrated the young are with the obfuscation and corruption of contemporary politics....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260197/What-Can-We-Do-About-Government-Debt-/</guid>
			<pubDate>Mon, 10 Dec 2007 00:00:00 CST</pubDate>
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			<title><![CDATA[Gift-Card Gotchas]]></title>
			<link>http://www.financialservicescrossing.com/article/260198/Gift-Card-Gotchas/</link>
			<description><![CDATA[I can be a little old-fashioned about certain things, like table manners, thank-you notes, and the idea that gifts should be objects chosen with the recipients in mind rather than cash disguised as a colorful plastic card redeemable at your local grocery store....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260198/Gift-Card-Gotchas/</guid>
			<pubDate>Mon, 10 Dec 2007 00:00:00 CST</pubDate>
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			<title><![CDATA[Housing Slump Predicted to Worsen; Countrywide to Face 'Market Consolidation']]></title>
			<link>http://www.financialservicescrossing.com/article/260191/Housing-Slump-Predicted-to-Worsen-Countrywide-to-Face-Market-Consolidation-/</link>
			<description><![CDATA[Protesters stood outside the San Diego, CA, offices of Countrywide Financial Corp. before Thanksgiving in response to the lender's plummeting stock price.]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260191/Housing-Slump-Predicted-to-Worsen-Countrywide-to-Face-Market-Consolidation-/</guid>
			<pubDate>Mon, 03 Dec 2007 00:00:00 CST</pubDate>
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			<title><![CDATA[What Options Does a Homeowner Have When Facing Foreclosure?]]></title>
			<link>http://www.financialservicescrossing.com/article/260192/What-Options-Does-a-Homeowner-Have-When-Facing-Foreclosure-/</link>
			<description><![CDATA[Option 1: Contact the lender and ask for help before falling behind on payments! Many homeowners assume that the bank will not help them restructure payments or modify their mortgage. Although there is no guarantee that the lender will assist the homeowner, this is still the first place to start. If there is little or no equity in the house, the homeowner may decide to give the bank the property by executing a deed in lieu of foreclosure. In this scenario, the bank releases the debt in...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260192/What-Options-Does-a-Homeowner-Have-When-Facing-Foreclosure-/</guid>
			<pubDate>Mon, 03 Dec 2007 00:00:00 CST</pubDate>
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			<title><![CDATA[America: World's Biggest Banana Republic]]></title>
			<link>http://www.financialservicescrossing.com/article/260193/America-World-s-Biggest-Banana-Republic/</link>
			<description><![CDATA[''A funny thing happened on the way to dollar devaluation ï¿½ America, apparently, has become a source of cheap labor. At least in currency exchange rate terms.'']]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260193/America-World-s-Biggest-Banana-Republic/</guid>
			<pubDate>Mon, 03 Dec 2007 00:00:00 CST</pubDate>
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			<title><![CDATA[Define Your Investment Goals]]></title>
			<link>http://www.financialservicescrossing.com/article/260194/Define-Your-Investment-Goals/</link>
			<description><![CDATA[Every investor will have specific benchmarks and strategies. But too often, they are quick to choose an investment target ï¿½ such as earning 15% a year ï¿½ before they define an investing process.]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260194/Define-Your-Investment-Goals/</guid>
			<pubDate>Mon, 03 Dec 2007 00:00:00 CST</pubDate>
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			<title><![CDATA[Profit from Holiday Credit]]></title>
			<link>http://www.financialservicescrossing.com/article/260195/Profit-from-Holiday-Credit/</link>
			<description><![CDATA[Even the most fastidious money managers can appreciate a little financial relief around the holidays ï¿½ a special discount, a cash rebate, or a free teddy bear dressed up like one of Santa's elves. These little perks pop up around the holidays more often than glittering lawn deer as inducements to get busy holiday shoppers to sign up for credit cards and special financing offers....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260195/Profit-from-Holiday-Credit/</guid>
			<pubDate>Mon, 03 Dec 2007 00:00:00 CST</pubDate>
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			<title><![CDATA[Finding Life Balance: The New Holy Grail]]></title>
			<link>http://www.financialservicescrossing.com/article/260186/Finding-Life-Balance-The-New-Holy-Grail/</link>
			<description><![CDATA[Finding balance in our lives is the new Holy Grail. As the Holy Grail symbolized the attainment of happiness, so does this balance we now search for. If only we weren't so busy with deadlines and projects, we would be able spend more time with our loved ones; if only we didn't have to work overtime, we would have the energy to exercise and lose weight; if only we didn't have three mortgages, we could find peace and get a good night's sleep. If only...if only...we could find the illusive balan...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260186/Finding-Life-Balance-The-New-Holy-Grail/</guid>
			<pubDate>Mon, 26 Nov 2007 00:00:00 CST</pubDate>
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			<title><![CDATA[Use Today's Web Technologies to Connect with Your Customers]]></title>
			<link>http://www.financialservicescrossing.com/article/260187/Use-Today-s-Web-Technologies-to-Connect-with-Your-Customers/</link>
			<description><![CDATA[For many small businesses, the traditional ways of attracting customers are no longer enough. Today, technology abounds, and the smart business owners are using it as a vital part of their business growth strategy. In fact, since many people now spend more time online than they do listening to radio or watching television, web-based advertising is a must for any small business to survive. Following are some of the latest technologies you can use to reach existing customers and attract new one...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260187/Use-Today-s-Web-Technologies-to-Connect-with-Your-Customers/</guid>
			<pubDate>Mon, 26 Nov 2007 00:00:00 CST</pubDate>
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			<title><![CDATA[When Things Can't Get Any Worse]]></title>
			<link>http://www.financialservicescrossing.com/article/260188/When-Things-Can-t-Get-Any-Worse/</link>
			<description><![CDATA[Renowned investor John Templeton once advised investors to buy at the point of maximum pessimism.  The problem with this advice is that there's no one to tap you on the shoulder and say, ''OK, we're here, back up the truck!''  But there are clues that could signal when that point is near....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260188/When-Things-Can-t-Get-Any-Worse/</guid>
			<pubDate>Mon, 26 Nov 2007 00:00:00 CST</pubDate>
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			<title><![CDATA[How to Protect Yourself from a Falling Dollar]]></title>
			<link>http://www.financialservicescrossing.com/article/260189/How-to-Protect-Yourself-from-a-Falling-Dollar/</link>
			<description><![CDATA[Q: Due to the declining value of the U.S. dollar, I would like to look for a non-dollar investment to balance my portfolio. Would international stock and bond funds meet this purpose? â€" L.L., by e-mail...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260189/How-to-Protect-Yourself-from-a-Falling-Dollar/</guid>
			<pubDate>Mon, 26 Nov 2007 00:00:00 CST</pubDate>
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			<title><![CDATA[Is Your Portfolio Safe?]]></title>
			<link>http://www.financialservicescrossing.com/article/260190/Is-Your-Portfolio-Safe-/</link>
			<description><![CDATA[Unless your returns are outpacing Warren Buffett's, you're probably a bit concerned about the future of your invested capital right now.]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260190/Is-Your-Portfolio-Safe-/</guid>
			<pubDate>Mon, 26 Nov 2007 00:00:00 CST</pubDate>
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			<title><![CDATA[Mutual Funds: Keeping Your Eggs in Multiple Baskets]]></title>
			<link>http://www.financialservicescrossing.com/article/260181/Mutual-Funds-Keeping-Your-Eggs-in-Multiple-Baskets/</link>
			<description><![CDATA[The typical investment column seems geared towards people who are already experienced investors. But what about those of us who don't know the first thing about the LIBOR, periodicity, or cash flow statements?  Financial literacy is hardly universal, and if there's any truth to various news reports, millions of Americans don't know diddly about saving for the future....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260181/Mutual-Funds-Keeping-Your-Eggs-in-Multiple-Baskets/</guid>
			<pubDate>Mon, 19 Nov 2007 00:00:00 CST</pubDate>
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			<title><![CDATA[Shareholders Are Winning ... Slowly]]></title>
			<link>http://www.financialservicescrossing.com/article/260182/Shareholders-Are-Winning-Slowly/</link>
			<description><![CDATA[CEOs have a reputation for big paychecks. According to the folks at socialfunds.com, the average American worker earned $29,544 in 2007, while the average Fortune 500 CEO made about $27,400 per day. A recent survey found that 77% of Americans think CEOs ''earn too much.''...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260182/Shareholders-Are-Winning-Slowly/</guid>
			<pubDate>Mon, 19 Nov 2007 00:00:00 CST</pubDate>
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			<title><![CDATA[It's All About Time and Money]]></title>
			<link>http://www.financialservicescrossing.com/article/260183/It-s-All-About-Time-and-Money/</link>
			<description><![CDATA[Q: One of the really important things for having a sound retirement plan is the answer to a single question: ''How long will I live?'' I'm stunned that meaningful information is not available. Yes, I know there are sites where one can enter such information as how many beers you drink, whether you smoke, how fat you are, how you drive your car without the seat belt buckled, and what's your blood pressure....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260183/It-s-All-About-Time-and-Money/</guid>
			<pubDate>Mon, 19 Nov 2007 00:00:00 CST</pubDate>
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			<title><![CDATA[4 Ways to Retire Sooner]]></title>
			<link>http://www.financialservicescrossing.com/article/260184/4-Ways-to-Retire-Sooner/</link>
			<description><![CDATA[When the Monday blues hit, retirement seems so far away. But while nothing short of winning the lottery or getting a big inheritance is likely to let you quit tomorrow, there are many things you can do to reach your goals a little faster....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260184/4-Ways-to-Retire-Sooner/</guid>
			<pubDate>Mon, 19 Nov 2007 00:00:00 CST</pubDate>
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			<title><![CDATA[Could a Recession Be Good for Consumers?]]></title>
			<link>http://www.financialservicescrossing.com/article/260185/Could-a-Recession-Be-Good-for-Consumers-/</link>
			<description><![CDATA[When it comes to the economy, few things are more feared than the R-word: recession. It's the economic boogeyman, the profit-killing Hydra waiting in the wings to rear its many ugly heads which choke financial growth, incentive, and consumer confidence. A recession, thanks in large part to its impact not only on the economy but on politics as well, is widely regarded as something of a disaster, just a few degrees above the all-encompassing dire straits of a full-blown economic depression....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260185/Could-a-Recession-Be-Good-for-Consumers-/</guid>
			<pubDate>Fri, 16 Nov 2007 00:00:00 CST</pubDate>
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			<title><![CDATA[Career Overview: Financial Advisor and Finance Analyst]]></title>
			<link>http://www.financialservicescrossing.com/article/260176/Career-Overview-Financial-Advisor-and-Finance-Analyst/</link>
			<description><![CDATA[A career in finance is always a good bet, despite the ups and down of the market, because no matter what happens, money needs to be managed and the people who have it need to be guided in a large number of ways.  Two financial careers whose futures look especially bright are financial planning and finance analyzing....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260176/Career-Overview-Financial-Advisor-and-Finance-Analyst/</guid>
			<pubDate>Tue, 13 Nov 2007 00:00:00 CST</pubDate>
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			<title><![CDATA[Investors, Uncle Sam Share Benefits of Drilling Programs: Vehicle Ideal to Address End-of-Year Tax Concerns]]></title>
			<link>http://www.financialservicescrossing.com/article/260177/Investors-Uncle-Sam-Share-Benefits-of-Drilling-Programs-Vehicle-Ideal-to-Address-End-of-Year-Tax-Concerns/</link>
			<description><![CDATA[As implausible as it seems, some of us occasionally end up with too much money. Specifically, too much at the wrong time. The untimely abundance means the government gets to share the windfall in the form of higher taxes, leaving less money available for investment that could generate even greater wealth....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260177/Investors-Uncle-Sam-Share-Benefits-of-Drilling-Programs-Vehicle-Ideal-to-Address-End-of-Year-Tax-Concerns/</guid>
			<pubDate>Tue, 13 Nov 2007 00:00:00 CST</pubDate>
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			<title><![CDATA[Stocks to Bet the House On]]></title>
			<link>http://www.financialservicescrossing.com/article/260178/Stocks-to-Bet-the-House-On/</link>
			<description><![CDATA[''Mortgage the house on this one, folks.''
That was a post on the Yahoo! message boards from Aug. 10, 2006. The stock referenced had dropped nearly 50% since the beginning of the year, yet it had more than tripled its revenue year over year and looked to be on the verge of dominating its only competitor....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260178/Stocks-to-Bet-the-House-On/</guid>
			<pubDate>Tue, 13 Nov 2007 00:00:00 CST</pubDate>
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			<title><![CDATA[A Better Building Block]]></title>
			<link>http://www.financialservicescrossing.com/article/260179/A-Better-Building-Block/</link>
			<description><![CDATA[Q: A few years ago you recommended a Couch Potato portfolio based on six building blocks. The fourth block was to be an ''unhedged international bond fund.'' You recommended American Century International Bond fund. That fund no longer accepts new investors. Do you have another recommendation for this block? â€" S.W., Austin, Texas...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260179/A-Better-Building-Block/</guid>
			<pubDate>Tue, 13 Nov 2007 00:00:00 CST</pubDate>
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			<title><![CDATA[6 Steps to Salvaging Holiday Finances]]></title>
			<link>http://www.financialservicescrossing.com/article/260180/6-Steps-to-Salvaging-Holiday-Finances/</link>
			<description><![CDATA[There are two clear camps of consumers this time of year: them and the rest of us.]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260180/6-Steps-to-Salvaging-Holiday-Finances/</guid>
			<pubDate>Tue, 13 Nov 2007 00:00:00 CST</pubDate>
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			<title><![CDATA[The Pros and Cons of Offshore Banking]]></title>
			<link>http://www.financialservicescrossing.com/article/260171/The-Pros-and-Cons-of-Offshore-Banking/</link>
			<description><![CDATA[Though the term ''offshore banking'' is commonly associated with money laundering, tax evasion, and organized crime, it is a perfectly legal banking alternative which comes with both pros and cons. Put simply, offshore banking is the system by which a depositor utilizes a bank in a location outside the account holder's country of residence. The main draw for depositors is that offshore banks are typically located in areas designated as ''tax havens'' where taxes are levied at very low rates. ...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260171/The-Pros-and-Cons-of-Offshore-Banking/</guid>
			<pubDate>Mon, 05 Nov 2007 00:00:00 CST</pubDate>
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			<title><![CDATA[Opportunities in Community Banking Abound]]></title>
			<link>http://www.financialservicescrossing.com/article/260172/Opportunities-in-Community-Banking-Abound/</link>
			<description><![CDATA[In the community banking world, clients bank with the banker, not a bank. That's why community bank employees tend to be the type of people who want to see the results of their efforts and know that what they do every day is making a significant contribution to the success of their clients, their community, and the bank....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260172/Opportunities-in-Community-Banking-Abound/</guid>
			<pubDate>Mon, 05 Nov 2007 00:00:00 CST</pubDate>
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			<title><![CDATA[Eat Your Own Cooking]]></title>
			<link>http://www.financialservicescrossing.com/article/260173/Eat-Your-Own-Cooking/</link>
			<description><![CDATA[You might avoid eating at restaurants that had chefs who chose to dine elsewhere, wouldn't you?]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260173/Eat-Your-Own-Cooking/</guid>
			<pubDate>Mon, 05 Nov 2007 00:00:00 CST</pubDate>
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			<title><![CDATA[Target Funds are Good Marketing but Lousy Personal Finance]]></title>
			<link>http://www.financialservicescrossing.com/article/260174/Target-Funds-are-Good-Marketing-but-Lousy-Personal-Finance/</link>
			<description><![CDATA[Q: Can you talk about the pros and cons of creating your ''Five-Fold'' portfolio vs. investing in a targeted retirement mutual fund? Could you also touch on the practical aspects of trying to create and rebalance a Five-Fold portfolio with a variety of accounts at different investment companies. I've considered consolidating my 401(k) plans into existing IRAs at one firm, but I like the reduced fees, distribution flexibility and borrowing capability associated with 401(k) plans. â€" ...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260174/Target-Funds-are-Good-Marketing-but-Lousy-Personal-Finance/</guid>
			<pubDate>Mon, 05 Nov 2007 00:00:00 CST</pubDate>
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			<title><![CDATA[Making Sense of Financial Credentials]]></title>
			<link>http://www.financialservicescrossing.com/article/260175/Making-Sense-of-Financial-Credentials/</link>
			<description><![CDATA[Acronyms are supposed to make long phrases easier to say and remember. But, unfortunately, in the financial world, they can also make questionable credentials look all too legitimate. There are all sorts of folks out there who want to manage your money, some of them better qualified than others. Do your due diligence by finding out who is managing yours....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260175/Making-Sense-of-Financial-Credentials/</guid>
			<pubDate>Mon, 05 Nov 2007 00:00:00 CST</pubDate>
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			<title><![CDATA[Six Facts Every Investor Should Know About Municipal Bonds]]></title>
			<link>http://www.financialservicescrossing.com/article/260166/Six-Facts-Every-Investor-Should-Know-About-Municipal-Bonds/</link>
			<description><![CDATA[If you're in a higher tax bracket and are looking for a way to help diversify your portfolio and potentially save money in the process, municipal bonds may be worth some consideration. Municipal bonds (or ''munis,'' for short) are IOUs issued by cities, counties, or state governments in order to raise money for community projects such as highways, new schools, sewer systems, and hospitals, to name a few. There's nothing new about munis. They've been around since the country's founding, helpin...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260166/Six-Facts-Every-Investor-Should-Know-About-Municipal-Bonds/</guid>
			<pubDate>Mon, 29 Oct 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Burning Bridges Is for Arsonists: How to Leave Your Job with Class]]></title>
			<link>http://www.financialservicescrossing.com/article/260167/Burning-Bridges-Is-for-Arsonists-How-to-Leave-Your-Job-with-Class/</link>
			<description><![CDATA[Ready to jump ship? Sick of your job and want a new one? Time for graduate school or a trip abroad?]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260167/Burning-Bridges-Is-for-Arsonists-How-to-Leave-Your-Job-with-Class/</guid>
			<pubDate>Mon, 29 Oct 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Do You Feel Lucky?]]></title>
			<link>http://www.financialservicescrossing.com/article/260168/Do-You-Feel-Lucky-/</link>
			<description><![CDATA[Is success in the stock market due to nothing more than dumb luck?
Whether you say yes or no, you should know that answering means choosing a side in a hotly contested financial debate. While master investors like Warren Buffett and George Soros have enjoyed market-beating returns over a multi-decade period, believers in the efficient market hypothesis (EMH) argue this is generally due to nothing more than dumb luck, since it's impossible to identify a truly undervalued stock....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260168/Do-You-Feel-Lucky-/</guid>
			<pubDate>Mon, 29 Oct 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Leaving a Variable Annuity Can Improve Your Returns]]></title>
			<link>http://www.financialservicescrossing.com/article/260169/Leaving-a-Variable-Annuity-Can-Improve-Your-Returns/</link>
			<description><![CDATA[Q: From reading your column over the years, I know you aren't a big fan of variable annuities. We're sorry we ever got one, too, because our returns in another IRA with American Funds have produced much better results. So when we went for our yearly review with our broker, we were open to this suggestion: Pull out most of the variable annuity with Hartford ($112,000) and transfer it into mutual funds (probably American). Reason: The up-front commission is 3 1/2%, but the management...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260169/Leaving-a-Variable-Annuity-Can-Improve-Your-Returns/</guid>
			<pubDate>Mon, 29 Oct 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Don't Look for Monsters]]></title>
			<link>http://www.financialservicescrossing.com/article/260170/Don-t-Look-for-Monsters/</link>
			<description><![CDATA[Just about five years ago, I was living in the greater Washington, D.C., area. Do you remember the big news story from those days? There were snipers in the area, shooting people seemingly at random. I wrote about the event at the time, sharing some thoughts on how we tend to think irrationally about threats such as snipers â€" and about money, too....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260170/Don-t-Look-for-Monsters/</guid>
			<pubDate>Mon, 29 Oct 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Confusion in a Cooling Market]]></title>
			<link>http://www.financialservicescrossing.com/article/260161/Confusion-in-a-Cooling-Market/</link>
			<description><![CDATA[A cooling housing market is no longer a threat lingering somewhere in the future. It is here. Even national builders are starting to see the effects.]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260161/Confusion-in-a-Cooling-Market/</guid>
			<pubDate>Mon, 22 Oct 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Bankers Need to Know about Life Settlements]]></title>
			<link>http://www.financialservicescrossing.com/article/260162/Bankers-Need-to-Know-about-Life-Settlements/</link>
			<description><![CDATA[Bankers â€" especially those working in trust and ''workout'' 
departments â€" would do well to learn about life settlements. Currently, only a handful of cutting-edge bankers in larger markets truly understand what life settlements can mean to them and to their clients. But a trend has started that will quickly proliferate throughout the banking community....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260162/Bankers-Need-to-Know-about-Life-Settlements/</guid>
			<pubDate>Mon, 22 Oct 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[When Funds Undergo Personality Changes]]></title>
			<link>http://www.financialservicescrossing.com/article/260163/When-Funds-Undergo-Personality-Changes/</link>
			<description><![CDATA[There are many wonderful things about mutual funds. For example:
                		They offer instant diversification into many different securities.                		They relieve you of the responsibility of deciding which securities to buy, when to buy, and when to sell.                		They can have brilliant money managers working on your behalf, trying to make you richer.
                	...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260163/When-Funds-Undergo-Personality-Changes/</guid>
			<pubDate>Mon, 22 Oct 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[The Monster That Ate Social Security]]></title>
			<link>http://www.financialservicescrossing.com/article/260164/The-Monster-That-Ate-Social-Security/</link>
			<description><![CDATA[If the fate of Social Security were a children's fairy tale, it would be called]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260164/The-Monster-That-Ate-Social-Security/</guid>
			<pubDate>Mon, 22 Oct 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Start Getting Rich Now]]></title>
			<link>http://www.financialservicescrossing.com/article/260165/Start-Getting-Rich-Now/</link>
			<description><![CDATA[Almost everyone wants to be rich. For some,]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260165/Start-Getting-Rich-Now/</guid>
			<pubDate>Mon, 22 Oct 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Ailing Mortgage Lender Needs Triage, Says PR Expert]]></title>
			<link>http://www.financialservicescrossing.com/article/260156/Ailing-Mortgage-Lender-Needs-Triage-Says-PR-Expert/</link>
			<description><![CDATA[October 3, 2007 - Speaking with NPR's ''Marketplace'' today, public relations counselor Alan Caruba said that reports of a major PR campaign ''will not solve the real problems of Countrywide Financial Corporation.''...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260156/Ailing-Mortgage-Lender-Needs-Triage-Says-PR-Expert/</guid>
			<pubDate>Mon, 15 Oct 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Beware of Best Business Practices]]></title>
			<link>http://www.financialservicescrossing.com/article/260157/Beware-of-Best-Business-Practices/</link>
			<description><![CDATA[Success doesn't happen by accident. It has nothing to do with luck. It's not a magic pill someone swallows or a wand someone waves which immediately manifests a revolutionary change in status and bank balance. Success requires strategic planning, action, and commitment....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260157/Beware-of-Best-Business-Practices/</guid>
			<pubDate>Mon, 15 Oct 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Awakening a Dot-Com Giant]]></title>
			<link>http://www.financialservicescrossing.com/article/260158/Awakening-a-Dot-Com-Giant/</link>
			<description><![CDATA[When it comes to the major networks, NBC seems to be a slacker in cyberspace.Disney's (NYSE: DIS) ABC raised the stakes of digital delivery last year, when it began streaming hit shows like Lost and Desperate Housewives for free through its website. Fox's parent company just happens to own MySpace, the world's most popular social network. CBS (NYSE: CBS) may not pocket as many interactive websites as it did before it was spun off by ...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260158/Awakening-a-Dot-Com-Giant/</guid>
			<pubDate>Mon, 15 Oct 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Get Your Withholding Right]]></title>
			<link>http://www.financialservicescrossing.com/article/260159/Get-Your-Withholding-Right/</link>
			<description><![CDATA[Tax procrastinators will make their last stand next week. The final extended deadline for filing your 2006 tax returns is Oct. 15. What surprises me most about these tax slackers is that many of them will get big tax refunds in the coming months - money they could have gotten a lot sooner with a little effort....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260159/Get-Your-Withholding-Right/</guid>
			<pubDate>Mon, 15 Oct 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Why We're All Confused about 'Safe' Withdrawal Rates]]></title>
			<link>http://www.financialservicescrossing.com/article/260160/Why-We-re-All-Confused-about-Safe-Withdrawal-Rates/</link>
			<description><![CDATA[Q: You confused me recently in a column about safe rates of withdrawal. I am 68 years old and 80 percent invested in CDs. My CDs are currently paying between 5 percent and 5.5 percent. If I withdraw only 4 percent or 5 percent from my investments, I will have more money when I die than I have now....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260160/Why-We-re-All-Confused-about-Safe-Withdrawal-Rates/</guid>
			<pubDate>Mon, 15 Oct 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Leveraging Banking Relationships for Your Growing Business: Strategies for Success]]></title>
			<link>http://www.financialservicescrossing.com/article/260150/Leveraging-Banking-Relationships-for-Your-Growing-Business-Strategies-for-Success/</link>
			<description><![CDATA[Building and maintaining adequate cash flow is essential to keeping your business running because it enables you to meet your financial obligations, such as payroll, accounts payable, and loan payments. At some point, you may decide that you need to obtain a business loan to insure a steady cash flow. You should know that your bankâ€ s relationship manager can be the key to unlocking access to many of the banking products that you are seeking to help your business grow. A relationship manager c...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260150/Leveraging-Banking-Relationships-for-Your-Growing-Business-Strategies-for-Success/</guid>
			<pubDate>Mon, 08 Oct 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Moves to Make Before Year's End]]></title>
			<link>http://www.financialservicescrossing.com/article/260151/Moves-to-Make-Before-Year-s-End/</link>
			<description><![CDATA[For many people, the end of the year represents a hectic time, so probably the last thing you want to do is add to an already full plate.  But building the following financial moves into your fourth-quarter routine can really pay off over the long run and give you greater peace of mind for the coming year....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260151/Moves-to-Make-Before-Year-s-End/</guid>
			<pubDate>Mon, 08 Oct 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Understanding Your Credit Report, Part One]]></title>
			<link>http://www.financialservicescrossing.com/article/260152/Understanding-Your-Credit-Report-Part-One/</link>
			<description><![CDATA[Q: Why do we need a credit report? A: Credit reports are necessary because they provide the information that helps consumers apply for and obtain credit to make purchases, secure loans, pay for college educations, and manage their personal finances. Credit reports also make it possible for stores to accept your checks, and for banks to offer credit and debit cards. On a larger scale, credit reports actually help businesses to market more products and help corporations to better...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260152/Understanding-Your-Credit-Report-Part-One/</guid>
			<pubDate>Mon, 08 Oct 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[DEJA VU, TEXAS]]></title>
			<link>http://www.financialservicescrossing.com/article/260153/DEJA-VU-TEXAS/</link>
			<description><![CDATA[Lately I've been getting that deja vu feeling. If you lived in Texas through the S&amp;L debacle of the late '80s, you probably have too. If you didn't, listen up. What happened to houses in Texas back then may be the template for what happens across the country as the housing bubble pops today....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260153/DEJA-VU-TEXAS/</guid>
			<pubDate>Mon, 08 Oct 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[I Turned $3,000 Into $210,000]]></title>
			<link>http://www.financialservicescrossing.com/article/260154/I-Turned-3-000-Into-210-000/</link>
			<description><![CDATA[This article's salacious headline might smack of exaggeration - but, believe it or not, it's true.How it happened Picture it: New Jersey, 1995. Though not yet a Motley Fool employee, I was, perhaps like you, an avid reader of the Fool's online site. The Fool's founding brothers, David and Tom Gardner, occasionally recommended stocks, and one of their recommendations was an online service provider called America Online....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260154/I-Turned-3-000-Into-210-000/</guid>
			<pubDate>Mon, 08 Oct 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[The Cost of Going Organic]]></title>
			<link>http://www.financialservicescrossing.com/article/260155/The-Cost-of-Going-Organic/</link>
			<description><![CDATA[If the prices at my local Safeway are used as a measuring stick, you have to be downright rich to afford an all-organic diet. But it's not just the wealthiest among us who crave food free from pesticides or like the idea of fewer steps from field to table. What about average-income consumers who would like to buy organic but haven't quite figured out how to do it on a real-life budget? Sound like you?...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260155/The-Cost-of-Going-Organic/</guid>
			<pubDate>Mon, 08 Oct 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Do Real Estate Investment Trusts (REITs) Make Sense for Your Portfolio?]]></title>
			<link>http://www.financialservicescrossing.com/article/260145/Do-Real-Estate-Investment-Trusts-REITs-Make-Sense-for-Your-Portfolio-/</link>
			<description><![CDATA[By now you should have heard the word ''REIT'' in the investment world, but you may be wondering what one is and how it works.  First, realize that REITs (Real Estate Investment Trusts) are not new.  Theyâ€ ve been around for more than 45 years.  However, it has only been since the 1990s that REITs have gained popularity....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260145/Do-Real-Estate-Investment-Trusts-REITs-Make-Sense-for-Your-Portfolio-/</guid>
			<pubDate>Mon, 01 Oct 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Q&amp;A with M. Lauch McKinnon, President &amp; CEO of RockBridge Commercial Bank]]></title>
			<link>http://www.financialservicescrossing.com/article/260146/Q-A-with-M-Lauch-McKinnon-President-CEO-of-RockBridge-Commercial-Bank/</link>
			<description><![CDATA[Q: What is your official job title and can you give me a description, as detailed as you can, of your typical responsibilities and projects?

A: My title is President and CEO of both RockBridge Commercial Bank and RockBridge Financial Holdings, Inc. (the holding company for the bank).  In this role, my primary accountabilities include:...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260146/Q-A-with-M-Lauch-McKinnon-President-CEO-of-RockBridge-Commercial-Bank/</guid>
			<pubDate>Mon, 01 Oct 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Turning a Drip into a Gush]]></title>
			<link>http://www.financialservicescrossing.com/article/260147/Turning-a-Drip-into-a-Gush/</link>
			<description><![CDATA[You know what ''Drip'' investing is all about, right? It lets you invest in companies directly, either completely or mostly bypassing your brokerage and its commission fees. It lets you invest small amounts, and it reinvests dividends you receive in additional shares (or fractions of shares). It's a great thing, in many ways, serving countless investors very well....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260147/Turning-a-Drip-into-a-Gush/</guid>
			<pubDate>Mon, 01 Oct 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[A Jumbo Opportunity]]></title>
			<link>http://www.financialservicescrossing.com/article/260148/A-Jumbo-Opportunity/</link>
			<description><![CDATA[Lately, we've become all too aware that some mortgage borrowers aren't as creditworthy as others. Yet even for those with good credit, prospective homeowners in some high-priced areas of the country are increasingly having trouble dealing with higher interest rates on the big mortgages they need....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260148/A-Jumbo-Opportunity/</guid>
			<pubDate>Mon, 01 Oct 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[On Track for a Good Retirement]]></title>
			<link>http://www.financialservicescrossing.com/article/260149/On-Track-for-a-Good-Retirement/</link>
			<description><![CDATA[Q: My husband and I would like your opinion on our current financial picture.  We both turned 50 this year. We have a 17-year-old son who will graduate high school in May 2008.  He works part-time and is low maintenance for us. He is undecided about college vs. the military. His grades and SAT scores could merit some scholarships, but I see school loans in his future if he goes the college route....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260149/On-Track-for-a-Good-Retirement/</guid>
			<pubDate>Mon, 01 Oct 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Former U.S. Bancorp executive joins Carlyle]]></title>
			<link>http://www.financialservicescrossing.com/article/260138/Former-U-S-Bancorp-executive-joins-Carlyle/</link>
			<description><![CDATA[Former U.S. Bancorp executive joins CarlyleBrantley Partners acquires Flash Global LogisticsThompson joins First Republic Bank]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260138/Former-U-S-Bancorp-executive-joins-Carlyle/</guid>
			<pubDate>Mon, 24 Sep 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Careers in Retail Banking are Here to Stay]]></title>
			<link>http://www.financialservicescrossing.com/article/260139/Careers-in-Retail-Banking-are-Here-to-Stay/</link>
			<description><![CDATA[The recent ''return to retail'' by the U.S. banking industry seems set to persist for some time.  Accordingly, job seekers can look forward to a growth in the number of retail banking jobs.  The change has been driven by very large U.S. banks that have established branch networks to cover large geographical areas and other retail banking infrastructure....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260139/Careers-in-Retail-Banking-are-Here-to-Stay/</guid>
			<pubDate>Mon, 24 Sep 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Foreclosures: A Debt Collection Business Opportunity]]></title>
			<link>http://www.financialservicescrossing.com/article/260140/Foreclosures-A-Debt-Collection-Business-Opportunity/</link>
			<description><![CDATA[The rise in interest rates has hit borrowers hard, especially sub-prime borrowers.  Lack of demand and a fall in housing prices accelerated the meltdown of the sub-prime mortgage market.  This has forced a surge in mortgage foreclosures, and many families are losing their homes....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260140/Foreclosures-A-Debt-Collection-Business-Opportunity/</guid>
			<pubDate>Mon, 24 Sep 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Reverse Mortgages &amp; Your Financial Planning Concerns]]></title>
			<link>http://www.financialservicescrossing.com/article/260141/Reverse-Mortgages-Your-Financial-Planning-Concerns/</link>
			<description><![CDATA[Reverse mortgages are becoming increasingly popular over the last several years. The number of federally insured reverse mortgages increased by over 70,000 in just the last five years. What the consumer needs to realize is that there are a variety of programs and that the FHA/HUD-insured program, although the most popular, is just one of them. There are a number of other proprietary reverse mortgage products....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260141/Reverse-Mortgages-Your-Financial-Planning-Concerns/</guid>
			<pubDate>Mon, 24 Sep 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Foolish Weekly Fund Wrap-Up]]></title>
			<link>http://www.financialservicescrossing.com/article/260142/Foolish-Weekly-Fund-Wrap-Up/</link>
			<description><![CDATA[Welcome to the latest installment of our weekly fund review, in which we scrutinize the past week's notable fund news and tell you what it means for Foolish investors.]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260142/Foolish-Weekly-Fund-Wrap-Up/</guid>
			<pubDate>Mon, 24 Sep 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[The SEC May Shut You Up]]></title>
			<link>http://www.financialservicescrossing.com/article/260143/The-SEC-May-Shut-You-Up/</link>
			<description><![CDATA[We can thank our friends at the Securities and Exchange Commission (SEC) for many things, such as requiring public companies to file regular financial reports and then making those reports available to us. Just read how it describes its mission as the ultimate investor's advocate:...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260143/The-SEC-May-Shut-You-Up/</guid>
			<pubDate>Mon, 24 Sep 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[There is More to Retirement Planning then Investments]]></title>
			<link>http://www.financialservicescrossing.com/article/260144/There-is-More-to-Retirement-Planning-then-Investments/</link>
			<description><![CDATA[Q: I am 51 years old. I have some money in my 401(k) and IRAs (about $300,000) plus another $100,000 in savings. My question is where do I start? What should I be doing now to prepare for retirement? -J.T., Houston...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260144/There-is-More-to-Retirement-Planning-then-Investments/</guid>
			<pubDate>Mon, 24 Sep 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Banking Jobs in Virtual Banks]]></title>
			<link>http://www.financialservicescrossing.com/article/260132/Banking-Jobs-in-Virtual-Banks/</link>
			<description><![CDATA[New-age virtual banks or Internet-only banks offer jobs similar to traditional banks.  These banks also offer finance-manager jobs, accounting jobs, credit-analyst jobs, financial-analyst jobs, personal financial advisors jobs, loan officersâ€  jobs, and customer-service jobs....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260132/Banking-Jobs-in-Virtual-Banks/</guid>
			<pubDate>Mon, 17 Sep 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[The Advantages of Online Banking]]></title>
			<link>http://www.financialservicescrossing.com/article/260127/The-Advantages-of-Online-Banking/</link>
			<description><![CDATA[Today, online banking facility is available through which payments can be made, transactions can be performed and funds can be transferred between accounts on the Internet with a mouse click.  However, even today a large number of the people who have PCs do not prefer online banking....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260127/The-Advantages-of-Online-Banking/</guid>
			<pubDate>Mon, 17 Sep 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[ViewPoint Bank completes acquisition of Bankers Financial Mortgage Group]]></title>
			<link>http://www.financialservicescrossing.com/article/260130/ViewPoint-Bank-completes-acquisition-of-Bankers-Financial-Mortgage-Group/</link>
			<description><![CDATA[ViewPoint Bank completes acquisition of Bankers Financial Mortgage GroupClancy appointed to Federal Home Loan Bank of Boston board of directorsSovereign Bank ranked top among retail banks in Manhattan in annual survey...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260130/ViewPoint-Bank-completes-acquisition-of-Bankers-Financial-Mortgage-Group/</guid>
			<pubDate>Mon, 17 Sep 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Yahoo! Has 100 Days to Change Your Mind]]></title>
			<link>http://www.financialservicescrossing.com/article/260135/Yahoo-Has-100-Days-to-Change-Your-Mind/</link>
			<description><![CDATA[We're at the midpoint of Yahoo!(Nasdaq: YHOO) CEO Jerry Yang's three-month strategic assessment of the company he helped create. Since the company went for an internal hire after CEO Terry Semel was pushed out back in June, investors are hungry for change....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260135/Yahoo-Has-100-Days-to-Change-Your-Mind/</guid>
			<pubDate>Mon, 17 Sep 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[7 Signs of Financial Peril]]></title>
			<link>http://www.financialservicescrossing.com/article/260136/7-Signs-of-Financial-Peril/</link>
			<description><![CDATA[Financial disasters can start small. Sometimes all it takes is one minor setback to cause financial strain to snowball into a full-fledged catastrophe. Before you know it, an avalanche of bad fortune has collapsed all around you. Do recognize any of these signs that you might be living on the edge?...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260136/7-Signs-of-Financial-Peril/</guid>
			<pubDate>Mon, 17 Sep 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Top of the Heap Money Market Fund Returns]]></title>
			<link>http://www.financialservicescrossing.com/article/260137/Top-of-the-Heap-Money-Market-Fund-Returns/</link>
			<description><![CDATA[Q: In a recent column you recommended a list of ETFs. I generally agree with the list, and most certainly agree with your criteria. But iShares Lehman TIP, the Treasury Inflation-Protected Securities ETF, has baffled me for some time. I was interested in it from the beginning, but felt I did not understand it, so I just watched it. Over many years, including dividends, it has barely budged, sometimes appearing to lose value. It appears to me that a money market account will easily beat TI...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260137/Top-of-the-Heap-Money-Market-Fund-Returns/</guid>
			<pubDate>Mon, 17 Sep 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Hancock Bank dedicates new technology center on Katrina anniversary]]></title>
			<link>http://www.financialservicescrossing.com/article/260123/Hancock-Bank-dedicates-new-technology-center-on-Katrina-anniversary/</link>
			<description><![CDATA[Hancock Bank dedicates new technology center on Katrina anniversaryWSFS Financial Corp. appoints new Director of Human Capital Management.SCBT Financial to buy The Scottish Bank]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260123/Hancock-Bank-dedicates-new-technology-center-on-Katrina-anniversary/</guid>
			<pubDate>Mon, 10 Sep 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Basel II Implementation: Challenges and Rewards]]></title>
			<link>http://www.financialservicescrossing.com/article/260124/Basel-II-Implementation-Challenges-and-Rewards/</link>
			<description><![CDATA[U.S. banks required to comply with the provisions of Basel II will have to adopt new risk management techniques and meet more stringent requirements for risk-based capital.  International banks have already started working towards compliance with Basel II norms while U.S. banks are awaiting final guidelines....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260124/Basel-II-Implementation-Challenges-and-Rewards/</guid>
			<pubDate>Mon, 10 Sep 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Women in Banking Careers]]></title>
			<link>http://www.financialservicescrossing.com/article/260125/Women-in-Banking-Careers/</link>
			<description><![CDATA[As a result of mergers and consolidations over the last two decades, the number of banks has decreased.  Additionally, the impact of technology on the banking industry has reduced the need for ATM machines and changed job profiles, although the numbers of banking jobs in the areas of loans, customer service, financial services sales, and international banking are expected to rise.  Banking organizations, including commercial banks, savings banks, loan associations, credit unions, and multinat...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260125/Women-in-Banking-Careers/</guid>
			<pubDate>Mon, 10 Sep 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Housing in the Sunshine States is Turned Upside Down!]]></title>
			<link>http://www.financialservicescrossing.com/article/260126/Housing-in-the-Sunshine-States-is-Turned-Upside-Down-/</link>
			<description><![CDATA[Housing investors who were speculating on the hot sun-belt statesâ€  real estate markets are finding that they have been burned.  Many are walking away from their investment properties, and they are a big part of what has driven the foreclosure rate on prime mortgage loans to a record high in the first quarter of 2007.  The problem is most obvious in California, Florida, Arizona, and Nevada....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260126/Housing-in-the-Sunshine-States-is-Turned-Upside-Down-/</guid>
			<pubDate>Mon, 10 Sep 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Doug Charney: A Financial Advisor with All the Skills in the Book]]></title>
			<link>http://www.financialservicescrossing.com/article/260129/Doug-Charney-A-Financial-Advisor-with-All-the-Skills-in-the-Book/</link>
			<description><![CDATA[A determined person who studied his area of interest rigorously, Doug Charney is today the Senior Vice President of Charney Investment Group, a part of Wachovia Securities, LLC, the third largest brokerage firm in the United States.  He is a financial advisor with expertise in retirement planning and 401Ks.  Financial planning for individuals and businesses is also one of his signature strengths....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260129/Doug-Charney-A-Financial-Advisor-with-All-the-Skills-in-the-Book/</guid>
			<pubDate>Mon, 10 Sep 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Best. Investments. Ever.]]></title>
			<link>http://www.financialservicescrossing.com/article/260131/Best-Investments-Ever-/</link>
			<description><![CDATA[Quick: What's the investment vehicle of choice for more than 90 million Americans?,If you said]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260131/Best-Investments-Ever-/</guid>
			<pubDate>Mon, 10 Sep 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Don't Be Afraid of Bankruptcy]]></title>
			<link>http://www.financialservicescrossing.com/article/260133/Don-t-Be-Afraid-of-Bankruptcy/</link>
			<description><![CDATA[Nobody likes to talk about personal bankruptcy. It's the atomic bomb of personal finance: We all know it's out there, but it's really scary, and most of us hope it never affects our lives in any way.]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260133/Don-t-Be-Afraid-of-Bankruptcy/</guid>
			<pubDate>Mon, 10 Sep 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Rethinking the Joys of Inflation]]></title>
			<link>http://www.financialservicescrossing.com/article/260134/Rethinking-the-Joys-of-Inflation/</link>
			<description><![CDATA[This year may be the first since 1991 with a 4 percent inflation rate. After years of running just under 3 percent, a 4 percent rate will be a shock, particularly since it won't apply to home prices.]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260134/Rethinking-the-Joys-of-Inflation/</guid>
			<pubDate>Mon, 10 Sep 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Bank of America invests $2 billion in Countrywide Financial]]></title>
			<link>http://www.financialservicescrossing.com/article/260117/Bank-of-America-invests-2-billion-in-Countrywide-Financial/</link>
			<description><![CDATA[Bank of America invests $2 billion in Countrywide Financial 	 MoneyShow.com partners with Forbes MediaNational Bancshares Corp appoints Schantz as Director]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260117/Bank-of-America-invests-2-billion-in-Countrywide-Financial/</guid>
			<pubDate>Mon, 03 Sep 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Financing Blockbusters:  JPMorgan Chase Institutionalizes Untapped Investment Banking Opportunity]]></title>
			<link>http://www.financialservicescrossing.com/article/260118/Financing-Blockbusters-JPMorgan-Chase-Institutionalizes-Untapped-Investment-Banking-Opportunity/</link>
			<description><![CDATA[There's money to be made in Hollywood, and JPMorgan Chase, which finances 95% of major motion pictures, knows this better than anyone else.  The financial services firm recently set up a new entertainment advisory unit led by John W. Miller, who previously led JPMorgan Chaseâ€ s entertainment group in Los Angeles....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260118/Financing-Blockbusters-JPMorgan-Chase-Institutionalizes-Untapped-Investment-Banking-Opportunity/</guid>
			<pubDate>Mon, 03 Sep 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Is Outsourcing of Accounting Jobs Leading to Lower Salaries?]]></title>
			<link>http://www.financialservicescrossing.com/article/260119/Is-Outsourcing-of-Accounting-Jobs-Leading-to-Lower-Salaries-/</link>
			<description><![CDATA[Outsourcing is affecting not only IT, customer service, and other back-end processing jobs but also finance and accounting jobs.  The corporate practice of shifting white-collar U.S. jobs to low-cost destinations like China, India, and the Philippines is raising concerns among job seekers.  Additionally, there is fear that the compensation offered for these jobs in the U.S. is also decreasing....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260119/Is-Outsourcing-of-Accounting-Jobs-Leading-to-Lower-Salaries-/</guid>
			<pubDate>Mon, 03 Sep 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Force Protection Seeks Legal Protection]]></title>
			<link>http://www.financialservicescrossing.com/article/260120/Force-Protection-Seeks-Legal-Protection/</link>
			<description><![CDATA[Some say you shouldn't kick a man when he's down. Others assert that when he's down is, in fact, the safest time to kick him.]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260120/Force-Protection-Seeks-Legal-Protection/</guid>
			<pubDate>Mon, 03 Sep 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Financial Disasters Big and Small]]></title>
			<link>http://www.financialservicescrossing.com/article/260121/Financial-Disasters-Big-and-Small/</link>
			<description><![CDATA[Here we go again-it's time for the same old financial advice: Create and fill an emergency fund for yourself! You never know when disaster will strike. You may find yourself with expensive health issues or a sudden job loss. Sock away about three to six months' worth of living expenses, and invest that money not in the stock market, which can swoon without notice, but in safer, less volatile options like CDs and money market accounts....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260121/Financial-Disasters-Big-and-Small/</guid>
			<pubDate>Mon, 03 Sep 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Will the Real Safe Withdrawal Rate Please Stand Up]]></title>
			<link>http://www.financialservicescrossing.com/article/260122/Will-the-Real-Safe-Withdrawal-Rate-Please-Stand-Up/</link>
			<description><![CDATA[Q: The popular consensus suggests a 4% withdrawal rate from investments after retirement. My question is: 4% of what? Once I had all my assets with a financial adviser who charged a 1.5% advisory fee and invested in very expensive mutual funds-in the 1% to 2% range....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260122/Will-the-Real-Safe-Withdrawal-Rate-Please-Stand-Up/</guid>
			<pubDate>Mon, 03 Sep 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Record-Level Foreclosures]]></title>
			<link>http://www.financialservicescrossing.com/article/260110/Record-Level-Foreclosures/</link>
			<description><![CDATA[Real estate and mortgage analysts predict the numbers have yet to reach their highs.The first quarter of 2007 has proven to set a new record for foreclosures.  The previous record was, unfortunately, set by the last quarter of 2006.  According to the Mortgage Bankers Association, the stress and concerns of the housing markets are continuing....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260110/Record-Level-Foreclosures/</guid>
			<pubDate>Mon, 27 Aug 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Richard D. Fairbank's Information-Based Technology Changes the Banking Industry]]></title>
			<link>http://www.financialservicescrossing.com/article/260111/Richard-D-Fairbank-s-Information-Based-Technology-Changes-the-Banking-Industry/</link>
			<description><![CDATA[Richard D. Fairbank, founder and chief executive officer of Capital One Financial Corp., strongly believes that banks can combine information, technology, and testing to bring customized solutions to consumers and change the world of consumer marketing....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260111/Richard-D-Fairbank-s-Information-Based-Technology-Changes-the-Banking-Industry/</guid>
			<pubDate>Mon, 27 Aug 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Private Equity Jobs and How to Get Them]]></title>
			<link>http://www.financialservicescrossing.com/article/260112/Private-Equity-Jobs-and-How-to-Get-Them/</link>
			<description><![CDATA[The private equity industry has grown many times over in the last decade, and its growth has surpassed that of all other asset classes.  The private equity industry has a promising future.  The private equity market is very small compared to the publicly traded equity market, but supply and demand for private equity funds are likely to expand in the future....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260112/Private-Equity-Jobs-and-How-to-Get-Them/</guid>
			<pubDate>Mon, 27 Aug 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[A Pain-Free FDA Announcement]]></title>
			<link>http://www.financialservicescrossing.com/article/260113/A-Pain-Free-FDA-Announcement/</link>
			<description><![CDATA[Your children's trip to the phlebotomist may get a little easier. Anesiva (Nasdaq: ANSV) announced on Friday that it had received FDA approval for its new pain-reducing drug/device.]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260113/A-Pain-Free-FDA-Announcement/</guid>
			<pubDate>Mon, 27 Aug 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[The Right Stocks for Retirement]]></title>
			<link>http://www.financialservicescrossing.com/article/260114/The-Right-Stocks-for-Retirement/</link>
			<description><![CDATA[I get this question all the time: Which stocks should I invest in if I want to retire comfortably? And my answer is always the same: Stocks that regularly pay you to invest-that is, stocks that pay dividends. I have many reasons for this answer....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260114/The-Right-Stocks-for-Retirement/</guid>
			<pubDate>Mon, 27 Aug 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Long Term Care Insurance a Good Bet for Single Women]]></title>
			<link>http://www.financialservicescrossing.com/article/260115/Long-Term-Care-Insurance-a-Good-Bet-for-Single-Women/</link>
			<description><![CDATA[Q: I am 60 years old. My financial adviser is strongly urging me to buy long-term care insurance (before September, when Genworth is raising its rates).]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260115/Long-Term-Care-Insurance-a-Good-Bet-for-Single-Women/</guid>
			<pubDate>Mon, 27 Aug 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[BofA will be ''Official Bank'' of NFL]]></title>
			<link>http://www.financialservicescrossing.com/article/260116/BofA-will-be-Official-Bank-of-NFL/</link>
			<description><![CDATA[BofA will be ''Official Bank'' of NFLWells Fargo invests $266M in Nevada solar farmFifth Third will buy First Charter Bank]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260116/BofA-will-be-Official-Bank-of-NFL/</guid>
			<pubDate>Mon, 27 Aug 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[New head of retail banking for Bank of the West]]></title>
			<link>http://www.financialservicescrossing.com/article/260104/New-head-of-retail-banking-for-Bank-of-the-West/</link>
			<description><![CDATA[New head of retail banking for Bank of the WestVessey named new Senior VP, commercial banking for BoAKeybank signs agreement to acquire Tuition Management Systems, Inc.]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260104/New-head-of-retail-banking-for-Bank-of-the-West/</guid>
			<pubDate>Mon, 20 Aug 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Investors and Their Banks: Tapping into the Trend of Finding New Investment Opportunities for IRAs.]]></title>
			<link>http://www.financialservicescrossing.com/article/260105/Investors-and-Their-Banks-Tapping-into-the-Trend-of-Finding-New-Investment-Opportunities-for-IRAs-/</link>
			<description><![CDATA[Today, IRAs constitute the fastest-growing segment of the retirement plan market, with more than $3.6 trillion in assets.  Experts predict that another $1 trillion dollars will be rolled over by baby boomers by the end of 2008.  What this means for investors is opportunity....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260105/Investors-and-Their-Banks-Tapping-into-the-Trend-of-Finding-New-Investment-Opportunities-for-IRAs-/</guid>
			<pubDate>Mon, 20 Aug 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[The Increasingly Important Role of Independent Financial Advisors]]></title>
			<link>http://www.financialservicescrossing.com/article/260106/The-Increasingly-Important-Role-of-Independent-Financial-Advisors/</link>
			<description><![CDATA[Realizing the necessity of saving and investing, businesses and individuals have stepped up their investments.  As baby boomers save for retirement and the better educated and wealthier plan to invest their surpluses, they need financial advice.  In addition, people are living longer, so the need to plan for retirement is becoming more important....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260106/The-Increasingly-Important-Role-of-Independent-Financial-Advisors/</guid>
			<pubDate>Mon, 20 Aug 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[The Best Markets for Your Money]]></title>
			<link>http://www.financialservicescrossing.com/article/260107/The-Best-Markets-for-Your-Money/</link>
			<description><![CDATA[Four out of four investment experts agree: Emerging foreign markets are the place American investors should be looking to put their dollars to work.]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260107/The-Best-Markets-for-Your-Money/</guid>
			<pubDate>Mon, 20 Aug 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Don't Pay Twice for Advice]]></title>
			<link>http://www.financialservicescrossing.com/article/260108/Don-t-Pay-Twice-for-Advice/</link>
			<description><![CDATA[People argue passionately over whether you should pay for professional investing advice at all. What you can't afford to do, however, is pay twice for the same advice.]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260108/Don-t-Pay-Twice-for-Advice/</guid>
			<pubDate>Mon, 20 Aug 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[How to Estimate Your Future Social Security Benefit]]></title>
			<link>http://www.financialservicescrossing.com/article/260109/How-to-Estimate-Your-Future-Social-Security-Benefit/</link>
			<description><![CDATA[Q: I am 56. I retired after 30 years of teaching at the age of 52. I plan to take Social Security at age 62. My understanding is that for the 10 years I will have been retired and have not contributed to Social Security, the benefit I will get will be decreased a small percent each of those 10 years. A friend told me that something has changed and that my amount will be based on the average of my 30 years of salaries and not my last five highest years. And there will be no yearly decrease for...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260109/How-to-Estimate-Your-Future-Social-Security-Benefit/</guid>
			<pubDate>Mon, 20 Aug 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Upgrading Core Banking:  Its Drawbacks and Advantages]]></title>
			<link>http://www.financialservicescrossing.com/article/260097/Upgrading-Core-Banking-Its-Drawbacks-and-Advantages/</link>
			<description><![CDATA[In many U.S. banks, retail core processing systems are becoming more and more difficult to manage, and financial institutions are under tremendous pressure to upgrade their old systems.  This is especially common in older banks, where the systems are less flexible and thus limit the banks' operations and growth....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260097/Upgrading-Core-Banking-Its-Drawbacks-and-Advantages/</guid>
			<pubDate>Mon, 13 Aug 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Car Insurance Basics]]></title>
			<link>http://www.financialservicescrossing.com/article/260098/Car-Insurance-Basics/</link>
			<description><![CDATA[All states require motorists to possess minimum levels of insurance.  However, some motorists remain uninsured, some are underinsured, and some take out the minimum insurance policies required by their states....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260098/Car-Insurance-Basics/</guid>
			<pubDate>Mon, 13 Aug 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Loan Fraud:  A Special Report]]></title>
			<link>http://www.financialservicescrossing.com/article/260099/Loan-Fraud-A-Special-Report/</link>
			<description><![CDATA[Sometimes it is committed by you, and you know it.  Sometimes it is committed for you without you realizing it.  And you are liable in either case.Loan fraud is being committed each and every day in mortgage lending. That is a fact. Period....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260099/Loan-Fraud-A-Special-Report/</guid>
			<pubDate>Mon, 13 Aug 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Build Your Dividend Dynasty]]></title>
			<link>http://www.financialservicescrossing.com/article/260100/Build-Your-Dividend-Dynasty/</link>
			<description><![CDATA[If you're like me, you want to build wealth for life by beating the market. You want to stay ahead of the masses that stash their money in savings accounts (gasp!), bonds, and even index funds. But you certainly don't want to lose to them. There's no worse feeling than knowing that you'd be doing better by doing nothing....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260100/Build-Your-Dividend-Dynasty/</guid>
			<pubDate>Mon, 13 Aug 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Invest Early and Often]]></title>
			<link>http://www.financialservicescrossing.com/article/260101/Invest-Early-and-Often/</link>
			<description><![CDATA[George Bernard Shaw had it right when he said youth was wasted on the young. When you're in your 20s, your typical worries include graduating from college, getting a job, and updating your MySpace page. Thinking about how you are going to fund your retirement doesn't usually top your list of concerns. But now, more and more fund shops are targeting this demographic, hoping to lure investors while they're still young....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260101/Invest-Early-and-Often/</guid>
			<pubDate>Mon, 13 Aug 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[There is No Rule of Thumb for Taxes]]></title>
			<link>http://www.financialservicescrossing.com/article/260102/There-is-No-Rule-of-Thumb-for-Taxes/</link>
			<description><![CDATA[Q: I am 67 and retired. My wife will soon retire. We have several healthy IRAs to supplement Social Security income. One concern is guessing how much we can withdraw from our IRAs each year without jumping too many tax brackets....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260102/There-is-No-Rule-of-Thumb-for-Taxes/</guid>
			<pubDate>Mon, 13 Aug 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Gelormino joins Sovereign Commercial Banking as senior VP]]></title>
			<link>http://www.financialservicescrossing.com/article/260091/Gelormino-joins-Sovereign-Commercial-Banking-as-senior-VP/</link>
			<description><![CDATA[Gelormino joins Sovereign Commercial Banking as senior VPPerkins appointed MD of Bank of America's Real Estate Investment BankingWachovia Bank signs contract with FIS]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260091/Gelormino-joins-Sovereign-Commercial-Banking-as-senior-VP/</guid>
			<pubDate>Mon, 06 Aug 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Why Does Retail Banking Need Innovation?]]></title>
			<link>http://www.financialservicescrossing.com/article/260092/Why-Does-Retail-Banking-Need-Innovation-/</link>
			<description><![CDATA[The banking industry lags behind other consumer retail industries in developing new products and services.  While change and innovation are essential for survival, some reasons that limit innovation in the banking industry are:...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260092/Why-Does-Retail-Banking-Need-Innovation-/</guid>
			<pubDate>Mon, 06 Aug 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[A Banker by Commitment:  Barber Conable]]></title>
			<link>http://www.financialservicescrossing.com/article/260093/A-Banker-by-Commitment-Barber-Conable/</link>
			<description><![CDATA[Barber Conable transformed the World Bank, reorganizing it completely and changing its policies and practices.Conable was appointed as the seventh president of the World Bank in 1986 by Ronald Reagan. He had no qualifications to justify his appointment, but he had been a highly respected Republican congressional representative for 20 years and had recently retired. His financial knowledge, budgetary expertise, and understanding of complex trade and tax issues made him an ideal can...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260093/A-Banker-by-Commitment-Barber-Conable/</guid>
			<pubDate>Mon, 06 Aug 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[PetSmart: A Doggie Paradise]]></title>
			<link>http://www.financialservicescrossing.com/article/260094/PetSmart-A-Doggie-Paradise/</link>
			<description><![CDATA[Want to invest in a business where people will keep spending money, even during rough times? Try PetSmart (Nasdaq: PETM), a leading provider of pet products and services.]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260094/PetSmart-A-Doggie-Paradise/</guid>
			<pubDate>Mon, 06 Aug 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[What to Do While the Market Tanks]]></title>
			<link>http://www.financialservicescrossing.com/article/260095/What-to-Do-While-the-Market-Tanks/</link>
			<description><![CDATA[Why do market corrections upset us so much? We all knowâ€"at some levelâ€"that the market is bound to hit bumps on its march upward, and some of those bumps will be big ones. But even so, those selloffs tend to be white-knuckle heartburn-inducing rides. I think there are two big reasons why that's the case....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260095/What-to-Do-While-the-Market-Tanks/</guid>
			<pubDate>Mon, 06 Aug 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Roth Ira a Good Idea Even Late in the Game]]></title>
			<link>http://www.financialservicescrossing.com/article/260096/Roth-Ira-a-Good-Idea-Even-Late-in-the-Game/</link>
			<description><![CDATA[Q: My wife and I are getting ready to retire in January 2010. We are maxing out our 401(k)s for retirement (current value about $225,000). My wife will have a small pension, which may be enough to buy food. Is it too late to start investing in Roth IRAs? We could max out this year through retirement. Also, I'm thinking about working just enough to max out Roths until age 70, which will be eight years from now. We own our home and have no debt.â€"J.K., Dallas...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260096/Roth-Ira-a-Good-Idea-Even-Late-in-the-Game/</guid>
			<pubDate>Mon, 06 Aug 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[BankingandFinanceCrossing Bridges the Gap Between Competent Finance Professionals and a Vast Selection of Active Banking and Finance Job Openings]]></title>
			<link>http://www.financialservicescrossing.com/article/260221/BankingandFinanceCrossing-Bridges-the-Gap-Between-Competent-Finance-Professionals-and-a-Vast-Selection-of-Active-Banking-and-Finance-Job-Openings/</link>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260221/BankingandFinanceCrossing-Bridges-the-Gap-Between-Competent-Finance-Professionals-and-a-Vast-Selection-of-Active-Banking-and-Finance-Job-Openings/</guid>
			<pubDate>Thu, 02 Aug 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[The Future of Mobile Banking]]></title>
			<link>http://www.financialservicescrossing.com/article/260084/The-Future-of-Mobile-Banking/</link>
			<description><![CDATA[Recent mobile banking initiatives reflect the second attempt in this decade to introduce the practice.  The first initiative was not successful.  However, this time the technology seems to have come of age....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260084/The-Future-of-Mobile-Banking/</guid>
			<pubDate>Mon, 30 Jul 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[How Can You Fend Off a Possible Foreclosure?]]></title>
			<link>http://www.financialservicescrossing.com/article/260085/How-Can-You-Fend-Off-a-Possible-Foreclosure-/</link>
			<description><![CDATA[Unlike most borrowers in foreclosure trouble believe, the lenders don't want your house back, even if it has equity!Homeowners facing mortgage problems who can't keep up with their mortgage payments can often get help from the lenders holding their mortgages. Foreclosure is a losing proposition for the bank, the borrower/homeowner...everyone involved. The lender is eager to and required to get the bad loan off its books in any way possible....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260085/How-Can-You-Fend-Off-a-Possible-Foreclosure-/</guid>
			<pubDate>Mon, 30 Jul 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[What Happened to the Housing Sector?  (And When Will Things Turn Around?)]]></title>
			<link>http://www.financialservicescrossing.com/article/260086/What-Happened-to-the-Housing-Sector-And-When-Will-Things-Turn-Around-/</link>
			<description><![CDATA[A significant number of people who during the housing boom dreamed of owning homes have been rudely awakened.  For the first time in a while, the country is facing the prospect of a large number of people losing their homes....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260086/What-Happened-to-the-Housing-Sector-And-When-Will-Things-Turn-Around-/</guid>
			<pubDate>Mon, 30 Jul 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Fool on Call: Intel and AMD]]></title>
			<link>http://www.financialservicescrossing.com/article/260087/Fool-on-Call-Intel-and-AMD/</link>
			<description><![CDATA[One of the most-publicized rivalries in the technology sector is that between processor makers Intel (Nasdaq: INTC) and AMD (NYSE: AMD). Both companies reported quarterly results last week, and I thought it would be instructive to stack their conference calls up against each other. Hence, this special two-ticker edition of ''Fool on Call.''...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260087/Fool-on-Call-Intel-and-AMD/</guid>
			<pubDate>Mon, 30 Jul 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Close Your Eyes Hold Your Breath and Jump]]></title>
			<link>http://www.financialservicescrossing.com/article/260088/Close-Your-Eyes-Hold-Your-Breath-and-Jump/</link>
			<description><![CDATA[Q: Say I have a lump sum to invest &amp;mdash; $100,000. I've decided to put it into a fund like the Vanguard Wellington fund. Would you recommend putting it into the fund at one shot, or dollar-cost average it into the fund over a period of time? My concern is that if you choose one day to put all the money in, you may have picked the wrong day and the market may be overpriced at that time. &amp;mdash; S.N., Spring, Texas...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260088/Close-Your-Eyes-Hold-Your-Breath-and-Jump/</guid>
			<pubDate>Mon, 30 Jul 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[What to Do After You Die]]></title>
			<link>http://www.financialservicescrossing.com/article/260089/What-to-Do-After-You-Die/</link>
			<description><![CDATA[If you've made a will and taken estate planning issues into account while managing your money, you may think you're all set. After your departure, your surviving loved ones will be provided for, and they'll know exactly who's supposed to get what and where to find everything....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260089/What-to-Do-After-You-Die/</guid>
			<pubDate>Mon, 30 Jul 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Wells Fargo appoints new president of Arizona operations]]></title>
			<link>http://www.financialservicescrossing.com/article/260090/Wells-Fargo-appoints-new-president-of-Arizona-operations/</link>
			<description><![CDATA[Wells Fargo appoints new president of Arizona operationsWachovia appoints regional private-banking headFirst Bancorp to acquire Great Pee Dee Bancorp, Inc.]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260090/Wells-Fargo-appoints-new-president-of-Arizona-operations/</guid>
			<pubDate>Mon, 30 Jul 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Careers in Investment Banking]]></title>
			<link>http://www.financialservicescrossing.com/article/260063/Careers-in-Investment-Banking/</link>
			<description><![CDATA[The investment banking industry flourishes when the economy is booming.  Last year, the industry was back on track with double-digit growth but could not match its performance in 2000, when it was at its peak....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260063/Careers-in-Investment-Banking/</guid>
			<pubDate>Mon, 23 Jul 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Life Insurance as a Key Element of Financial Planning]]></title>
			<link>http://www.financialservicescrossing.com/article/260081/Life-Insurance-as-a-Key-Element-of-Financial-Planning/</link>
			<description><![CDATA[Investments are only one part of a long-term financial strategy.  Insurance can be just as critical.  Without proper protection, an unexpected death could cause a financial plan to collapse.]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260081/Life-Insurance-as-a-Key-Element-of-Financial-Planning/</guid>
			<pubDate>Mon, 23 Jul 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Will Outsourcing Affect Finance Jobs?]]></title>
			<link>http://www.financialservicescrossing.com/article/260082/Will-Outsourcing-Affect-Finance-Jobs-/</link>
			<description><![CDATA[Reports of high-paying, white-collar jobs being outsourced to cheaper locations like India and China appear frequently in the media.  Should outsourcing be a matter of concern for the U.S. finance workforce?...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260082/Will-Outsourcing-Affect-Finance-Jobs-/</guid>
			<pubDate>Mon, 23 Jul 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Encore Bancshares sets terms of IPO]]></title>
			<link>http://www.financialservicescrossing.com/article/260083/Encore-Bancshares-sets-terms-of-IPO/</link>
			<description><![CDATA[Encore Bancshares sets terms of IPOPennsylvania Department of Banking sets guidelines to protect borrowersHSBC tops banking listNorthfield Bank opens new branch in Brooklyn]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260083/Encore-Bancshares-sets-terms-of-IPO/</guid>
			<pubDate>Mon, 23 Jul 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[John Burford:  Senior Vice President and Investment Portfolio Manager at The International Bank of Miami, N.A.]]></title>
			<link>http://www.financialservicescrossing.com/article/260074/John-Burford-Senior-Vice-President-and-Investment-Portfolio-Manager-at-The-International-Bank-of-Miami-N-A-/</link>
			<description><![CDATA[John Burford grew up on a farm in Lindsay, OK, but it didnâ€ t take him long to realize that he preferred working in an air-conditioned office to working out in the fields.  In fact, on one of his familyâ€ s visits to the bank in town to get cash, he became friends with one of the bankers and started up a conversation about interest rates and savings accounts.  That conversation sparked an early interest in economics....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260074/John-Burford-Senior-Vice-President-and-Investment-Portfolio-Manager-at-The-International-Bank-of-Miami-N-A-/</guid>
			<pubDate>Mon, 16 Jul 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[What is a Short Sale?]]></title>
			<link>http://www.financialservicescrossing.com/article/260075/What-is-a-Short-Sale-/</link>
			<description><![CDATA[Today's real estate markets are adjusting all over the country. Home prices are trending downward in more than half the major markets. Add the popularity of minimum-down and no-down loans, interest-only loan programs, and the many ''optional-payment'' ARMs with potential negative amortization, and you end up with mortgage balances greater than the values of the homes being sold or refinanced....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260075/What-is-a-Short-Sale-/</guid>
			<pubDate>Mon, 16 Jul 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[How Safe is Online Banking?]]></title>
			<link>http://www.financialservicescrossing.com/article/260076/How-Safe-is-Online-Banking-/</link>
			<description><![CDATA[An annual online banking study carried out by comScore revealed the online banking population grew by only 9.5% in 2006, compared to 27.1% in 2005 and 47.3% in 2004.]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260076/How-Safe-is-Online-Banking-/</guid>
			<pubDate>Mon, 16 Jul 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[People's financial to buy Chittenden Corporation]]></title>
			<link>http://www.financialservicescrossing.com/article/260077/People-s-financial-to-buy-Chittenden-Corporation/</link>
			<description><![CDATA[People's financial to buy Chittenden CorporationBancorpSouth Bank to merge with The Signature BankWachovia names Trotter as head of its Treasury ServicesWall honored for 35 years of banking service...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260077/People-s-financial-to-buy-Chittenden-Corporation/</guid>
			<pubDate>Mon, 16 Jul 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Ugly Stocks, Great Opportunities]]></title>
			<link>http://www.financialservicescrossing.com/article/260078/Ugly-Stocks-Great-Opportunities/</link>
			<description><![CDATA[Value investing is one of the most successful money-making strategies in the market. Master investor Warren Buffett, for example, has earned annualized returns of more than 20% for the past 40 years by buying good companies when they're cheap....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260078/Ugly-Stocks-Great-Opportunities/</guid>
			<pubDate>Mon, 16 Jul 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[The Perils of Hyperactive Investing]]></title>
			<link>http://www.financialservicescrossing.com/article/260079/The-Perils-of-Hyperactive-Investing/</link>
			<description><![CDATA[OK. Listen up. It's hot. It's July.You'd rather be at the beach. 
But you're probably worried about your investments because some hyperactive managers with seven-figure salaries at Bear Stearns have made a messâ€"perhaps for all of usâ€"by buying massive quantities of weird securities with borrowed money....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260079/The-Perils-of-Hyperactive-Investing/</guid>
			<pubDate>Mon, 16 Jul 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[5 Easy Ways to Save on Taxes]]></title>
			<link>http://www.financialservicescrossing.com/article/260080/5-Easy-Ways-to-Save-on-Taxes/</link>
			<description><![CDATA[It's hard to get ahead with Uncle Sam stretching out his hand every time you earn a few extra bucks. While paying what you owe is the patriotic way, it's always nice to owe less rather than more. Here are some of the best (and strictly legal) ways to reduce your taxable income but still satisfy Uncle Sam when he comes knocking....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260080/5-Easy-Ways-to-Save-on-Taxes/</guid>
			<pubDate>Mon, 16 Jul 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Help!  I Want to Retire, But I'm Off Track!]]></title>
			<link>http://www.financialservicescrossing.com/article/260067/Help-I-Want-to-Retire-But-I-m-Off-Track-/</link>
			<description><![CDATA[Sometime around the age of 50, we start to think more seriously about retirement.  After all, the kids (if we have them) are out of the house or at least relatively self-sufficient, weâ€ re at the peak earning stage of our careers, and thoughts of soon having time for whatever we please are becoming more and more pervasive....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260067/Help-I-Want-to-Retire-But-I-m-Off-Track-/</guid>
			<pubDate>Mon, 09 Jul 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Choosing Wisely]]></title>
			<link>http://www.financialservicescrossing.com/article/260068/Choosing-Wisely/</link>
			<description><![CDATA[Don't you just love social gatherings? Everybody is semi-bragging about himself or herself without totally revealing his or her true person.  Isn't that frustrating?  It seems to take forever to break through the many layers people have around themselves.  Now, take yourself out of that setting and move into your financial planner's office....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260068/Choosing-Wisely/</guid>
			<pubDate>Mon, 09 Jul 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[How Burdensome is Repaying Student Loans?]]></title>
			<link>http://www.financialservicescrossing.com/article/260069/How-Burdensome-is-Repaying-Student-Loans-/</link>
			<description><![CDATA[Repayment of education loans is relatively easier today with options like grace periods, consolidation, deferment, forbearance, cancellation, and loan repayment assistance.  In addition, education loans are more affordable because of federal policies governing education loans related to interest rates and tax benefits....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260069/How-Burdensome-is-Repaying-Student-Loans-/</guid>
			<pubDate>Mon, 09 Jul 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Mohave Bank gets recognition]]></title>
			<link>http://www.financialservicescrossing.com/article/260070/Mohave-Bank-gets-recognition/</link>
			<description><![CDATA[Mohave Bank gets recognitionJPMorgan Chase to build office at WTC sitePennsylvania governor nominates banking secretaryNC firm will buy Cardinal State Bank for $42 million]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260070/Mohave-Bank-gets-recognition/</guid>
			<pubDate>Mon, 09 Jul 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Foolish Book Review: ''The Little Book of Common Sense Investing'']]></title>
			<link>http://www.financialservicescrossing.com/article/260071/Foolish-Book-Review-The-Little-Book-of-Common-Sense-Investing-/</link>
			<description><![CDATA[The ''Little Book, Big Profit'' series of short-but-sweet financial texts continues to offer up an all-star list of authors and tried-and-true investment strategies. What started with Joel Greenblatt's The Little Book That Beats the Market and continued with Christopher Browne's The Little Book of Value Investing has led to John C. Bogle's The Little Book of Common Sense Investing, which was published earlier this year....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260071/Foolish-Book-Review-The-Little-Book-of-Common-Sense-Investing-/</guid>
			<pubDate>Mon, 09 Jul 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[A more Expensive House is a more Expensive House]]></title>
			<link>http://www.financialservicescrossing.com/article/260072/A-more-Expensive-House-is-a-more-Expensive-House/</link>
			<description><![CDATA[Q: Before we were married, my husband purchased a two-bedroom home in Houston in the late '80s. We married in 1993 and finished paying off the house by 1998.]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260072/A-more-Expensive-House-is-a-more-Expensive-House/</guid>
			<pubDate>Mon, 09 Jul 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Why You'll Have a Worry-Free Retirement]]></title>
			<link>http://www.financialservicescrossing.com/article/260073/Why-You-ll-Have-a-Worry-Free-Retirement/</link>
			<description><![CDATA[What a load off, huh?
According to a recent study by Towers Perrin reported in The Wall Street Journal, ''The pension plans of Fortune 100 companies ended 2006 with 102.4% of the assets needed to pay pensions indefinitely.'' That's right... indefinitely....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260073/Why-You-ll-Have-a-Worry-Free-Retirement/</guid>
			<pubDate>Mon, 09 Jul 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Triad promotes Leonard to president and CEO]]></title>
			<link>http://www.financialservicescrossing.com/article/260065/Triad-promotes-Leonard-to-president-and-CEO/</link>
			<description><![CDATA[Triad promotes Leonard to president and CEODollar Bank names new CEOMortgage rates rise for sixth consecutive weekU.S. Bank hires new president of Rockford marketSMART ropes in Dias as director in business consulting...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260065/Triad-promotes-Leonard-to-president-and-CEO/</guid>
			<pubDate>Mon, 02 Jul 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Investors and Their Banks:  Tapping into the Trend of Finding New Investment Opportunities for IRAs]]></title>
			<link>http://www.financialservicescrossing.com/article/260061/Investors-and-Their-Banks-Tapping-into-the-Trend-of-Finding-New-Investment-Opportunities-for-IRAs/</link>
			<description><![CDATA[Today, IRAs constitute the fastest-growing segment of the retirement plan market, with more than $3.6 trillion in assets.  Experts predict that another $1 trillion will be rolled over by baby boomers by the end of 2008.  What this means for investors is opportunity....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260061/Investors-and-Their-Banks-Tapping-into-the-Trend-of-Finding-New-Investment-Opportunities-for-IRAs/</guid>
			<pubDate>Mon, 02 Jul 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[The Credit Card Reform Act of 2006 Will Limit Unfair Trade Practices]]></title>
			<link>http://www.financialservicescrossing.com/article/260062/The-Credit-Card-Reform-Act-of-2006-Will-Limit-Unfair-Trade-Practices/</link>
			<description><![CDATA[The Credit Card Reform Act of 2006 is intended to amend the Truth in Lending Act and control unfair and anti-consumer practices.  This legislation bans unilateral decisions made by issuers with respect to credit terms, fees and charges, and other consumer-billing matters.  This legislation, when passed, will provide a concrete check on unfair trade practices aimed at exploiting credit card users....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260062/The-Credit-Card-Reform-Act-of-2006-Will-Limit-Unfair-Trade-Practices/</guid>
			<pubDate>Mon, 02 Jul 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Who or What Determines the Interest Rates for Mortgages?]]></title>
			<link>http://www.financialservicescrossing.com/article/260064/Who-or-What-Determines-the-Interest-Rates-for-Mortgages-/</link>
			<description><![CDATA[We all like to blame the lender for the rates, especially when the rates rise.  Did you know that the lender has very little to do with the rate?  Your lender may have control over the rate it charges you by about 0.25%...especially with this competitive marketplace battling for your loan....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260064/Who-or-What-Determines-the-Interest-Rates-for-Mortgages-/</guid>
			<pubDate>Mon, 02 Jul 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Surprise!  A Moveable Feast of Waterfront]]></title>
			<link>http://www.financialservicescrossing.com/article/260066/Surprise-A-Moveable-Feast-of-Waterfront/</link>
			<description><![CDATA[BAYSIDE, Maine &amp;mdash; The midday sky darkens as the Surprise slides toward its mooring. We drop the sails. We have everything tied down just as the rain shifts from drops to downpour. The radio announces thunderstorms along the entire midcoast of Maine, an area that may be the most beautiful sailing ground in the world....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260066/Surprise-A-Moveable-Feast-of-Waterfront/</guid>
			<pubDate>Mon, 02 Jul 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Launch of Websites EmploymentCrossing, EngineeringCrossing, and ManufacturingCrossing Brings Limitless Job-Search Possibilities to Professionals Nationwide]]></title>
			<link>http://www.financialservicescrossing.com/article/260220/Launch-of-Websites-EmploymentCrossing-EngineeringCrossing-and-ManufacturingCrossing-Brings-Limitless-Job-Search-Possibilities-to-Professionals-Nationwide/</link>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260220/Launch-of-Websites-EmploymentCrossing-EngineeringCrossing-and-ManufacturingCrossing-Brings-Limitless-Job-Search-Possibilities-to-Professionals-Nationwide/</guid>
			<pubDate>Sun, 01 Jul 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Driving Productivity at MidAmerica Bank]]></title>
			<link>http://www.financialservicescrossing.com/article/260054/Driving-Productivity-at-MidAmerica-Bank/</link>
			<description><![CDATA[MidAmerica Bank, a wholly owned subsidiary of MAF Bancorp and headquartered in Clarendon Hills, IL, has grown rapidly over the last few years, mostly through acquisitions.  With $11.5 billion in assets and 82 retail banking offices throughout Chicago and Milwaukee and their surrounding areas, MidAmerica Bank is the largest independent thrift in Illinois.  But growth, no matter how welcome, comes with challenges.  Tom Miers, senior vice president for retail operations at MAF Bancorp and Da...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260054/Driving-Productivity-at-MidAmerica-Bank/</guid>
			<pubDate>Mon, 25 Jun 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Did You File Your Returns On Time?]]></title>
			<link>http://www.financialservicescrossing.com/article/260055/Did-You-File-Your-Returns-On-Time-/</link>
			<description><![CDATA[Tax season is over; breathe a sigh of relief.  However, if you had to file for a deferment or just want to gear up for next year, here are some tips regarding deductions.]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260055/Did-You-File-Your-Returns-On-Time-/</guid>
			<pubDate>Mon, 25 Jun 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Work That Dollar]]></title>
			<link>http://www.financialservicescrossing.com/article/260056/Work-That-Dollar/</link>
			<description><![CDATA[I tell my clients all the time, &quot;If you are not working, your money should be.&quot;  But that's easier said than done.  And who in the heck wants to talk about money all the time?  Besides me, I can't think of too many.  However, there are some things you might want to think about....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260056/Work-That-Dollar/</guid>
			<pubDate>Mon, 25 Jun 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Premier West links with PHH Mortage]]></title>
			<link>http://www.financialservicescrossing.com/article/260057/Premier-West-links-with-PHH-Mortage/</link>
			<description><![CDATA[Premier West links with PHH MortageFNB appoints CMOCowen Group hires new investment banking chiefWest Coast Bank offers to insure money]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260057/Premier-West-links-with-PHH-Mortage/</guid>
			<pubDate>Mon, 25 Jun 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Stop Checking Your Stocks]]></title>
			<link>http://www.financialservicescrossing.com/article/260058/Stop-Checking-Your-Stocks/</link>
			<description><![CDATA[I am lucky enough to have married a girl from Hawaii. Every three years or so, we fly down there to visit her parents for Christmas and New Year's, and this past winter was one of those times. On this trip, I tried an experiment: While in Hawaii, I spent those two glorious weeks without checking my portfolio. Until then, I'd never gone so much as half a day without checking those stock prices....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260058/Stop-Checking-Your-Stocks/</guid>
			<pubDate>Mon, 25 Jun 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[For Retirees, Renting Can Be Better Than Owning]]></title>
			<link>http://www.financialservicescrossing.com/article/260059/For-Retirees-Renting-Can-Be-Better-Than-Owning/</link>
			<description><![CDATA[Q: Our townhome will be paid for in two years. My husband and I will both be 61. If we sold at that time, we would probably walk away with $400,000 to $450,000. The townhome will be about 15 years old. I am sure there will need to be some repairs &amp;mdash; new roof, siding, etc. &amp;mdash; due to the age of the building....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260059/For-Retirees-Renting-Can-Be-Better-Than-Owning/</guid>
			<pubDate>Mon, 25 Jun 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[What to Do When You Lose Your Wallet]]></title>
			<link>http://www.financialservicescrossing.com/article/260060/What-to-Do-When-You-Lose-Your-Wallet/</link>
			<description><![CDATA[I spent last Monday looking for my wallet, racking my brain for where in the world it could be. Trying to remember where I had it last, I could only retrace my steps back to Target , where I'd shopped (and bought entirely too much, by the way) earlier in the weekend. After that, nothing. Nada....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260060/What-to-Do-When-You-Lose-Your-Wallet/</guid>
			<pubDate>Mon, 25 Jun 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Tips for Living Beyond Paycheck to Paycheck]]></title>
			<link>http://www.financialservicescrossing.com/article/260046/Tips-for-Living-Beyond-Paycheck-to-Paycheck/</link>
			<description><![CDATA[Michael B. Rubin is geared up and ready to free the citizens of the U.S. from the irresponsible cycle of living from paycheck to paycheck.  In his new book, Beyond Paycheck to Paycheck, due to hit bookstore shelves on June 29, Rubin outlines financial-planning guidelines that will do away with the stress that comes with making it from paycheck to paycheck and help young and old alike prepare for financially stable futures....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260046/Tips-for-Living-Beyond-Paycheck-to-Paycheck/</guid>
			<pubDate>Mon, 18 Jun 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Is &quot;Creative&quot; Good When It Comes to a Mortgage on Your Home?]]></title>
			<link>http://www.financialservicescrossing.com/article/260048/Is-Creative-Good-When-It-Comes-to-a-Mortgage-on-Your-Home-/</link>
			<description><![CDATA[Creative and exotic mortgage programs scare the H#@&amp; out of the Feds, Wall Street and consumers alike!  Are the lenders themselves liable for the fallout? Although there are borrowers and specific qualified situations in which these loans are appropriate and a good choice, the point to be made is whether the risks are being disclosed properly and adequately to those borrowers that may not be qualified or in a position to absorb the risks inherent with these types of loans.  They are as follow...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260048/Is-Creative-Good-When-It-Comes-to-a-Mortgage-on-Your-Home-/</guid>
			<pubDate>Mon, 18 Jun 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Money, Money, Money]]></title>
			<link>http://www.financialservicescrossing.com/article/260047/Money-Money-Money/</link>
			<description><![CDATA[Here we are again, talking about money.  The dreaded topic of conversation with any of your friendsâ€"money.  So I'm not going to talk about money too much.  I just think it's a boring subject, and frankly, it's not that interesting.  We all wish we had more and don't really see ends to our means.  Fair enough....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260047/Money-Money-Money/</guid>
			<pubDate>Mon, 18 Jun 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Insurance and the CFO:  What the Chief Financial Officer Must Know about Part-Time and Hourly Insurance]]></title>
			<link>http://www.financialservicescrossing.com/article/260049/Insurance-and-the-CFO-What-the-Chief-Financial-Officer-Must-Know-about-Part-Time-and-Hourly-Insurance/</link>
			<description><![CDATA[It is said that employees are the most important assets of any organization.  Regardless of the latest whiz-bang technology or gadgets, it is the people who make a successful organization run.  Labor is typically the largest or second-largest cost of doing business, and as business becomes increasingly competitive, the need to lessen turnover and recruit crucial employees&amp;mdash;particularly in the part-time and hourly wage arena&amp;mdash;is yet another thing that can keep a CFO up at night....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260049/Insurance-and-the-CFO-What-the-Chief-Financial-Officer-Must-Know-about-Part-Time-and-Hourly-Insurance/</guid>
			<pubDate>Mon, 18 Jun 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Fresh Ideas for New Investors]]></title>
			<link>http://www.financialservicescrossing.com/article/260050/Fresh-Ideas-for-New-Investors/</link>
			<description><![CDATA[Wall Street is littered with commonplace financial advice, but if you want to get your career as an investor off to a smart start, you should consider going against, um, the flow of that traffic. (Just sticking with the metaphor, folks!) To help you step on the gas, consider these three suggestions:...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260050/Fresh-Ideas-for-New-Investors/</guid>
			<pubDate>Mon, 18 Jun 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Enhanced Index Funds: Interesting But Problematic]]></title>
			<link>http://www.financialservicescrossing.com/article/260051/Enhanced-Index-Funds-Interesting-But-Problematic/</link>
			<description><![CDATA[Q: I've had my 401(k) account with Fidelity for years. I've had my money in its funds most of the time. I have recently compared many of its funds to others, including the index funds that make up many of your balanced, low-cost portfolios. I have found that Fidelity is not the best choice most of the time....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260051/Enhanced-Index-Funds-Interesting-But-Problematic/</guid>
			<pubDate>Mon, 18 Jun 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Shareholders Call Out Vodafone]]></title>
			<link>http://www.financialservicescrossing.com/article/260052/Shareholders-Call-Out-Vodafone/</link>
			<description><![CDATA[Massive mobile phone operator Vodafone (NYSE: VOD) is used to being a lightning rod for criticism. It got a shock from inside its house this week when a group of shareholders proposed a handful of new measures to be considered at next month's annual meeting. The proposals call for dramatic shifts in the capital structure of the company and how these decisions are carried out....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260052/Shareholders-Call-Out-Vodafone/</guid>
			<pubDate>Mon, 18 Jun 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Mellon Financial shareholders approve takeover]]></title>
			<link>http://www.financialservicescrossing.com/article/260053/Mellon-Financial-shareholders-approve-takeover/</link>
			<description><![CDATA[Mellon Financial shareholders approve takeoverBOK will buy Colorado bankBMO Capital Markets hires ManeatyWachovia to invest $250,000 to support Teach For America]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260053/Mellon-Financial-shareholders-approve-takeover/</guid>
			<pubDate>Mon, 18 Jun 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Identity Theft]]></title>
			<link>http://www.financialservicescrossing.com/article/260039/Identity-Theft/</link>
			<description><![CDATA[Identity theft is the act of using someone's personal identification information (such as his or her Social Security number, name, birth date, address, or credit card number) to commit fraud.]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260039/Identity-Theft/</guid>
			<pubDate>Mon, 11 Jun 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Credit and Creditworthiness: Q &amp; A]]></title>
			<link>http://www.financialservicescrossing.com/article/260040/Credit-and-Creditworthiness-Q-A/</link>
			<description><![CDATA[What if I need a credit card, car loan, mortgage, or any other loan?

The lender will first look at your credit record and credit score.  Access to information on your credit record is available with the lender.  Credit reporting agencies share this information with credit bureaus.  Lenders use this information in a credit scoring system....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260040/Credit-and-Creditworthiness-Q-A/</guid>
			<pubDate>Mon, 11 Jun 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Do Your Homework]]></title>
			<link>http://www.financialservicescrossing.com/article/260041/Do-Your-Homework/</link>
			<description><![CDATA[Is there going to be enough money to retire? Here is the question all over the place and backwards. Business Week, the news, even Frontline on PBS are all discussing the big concern.  Of course, I would like to invite everyone inside of my super-secret place called Phil's World and provide you with all of the solutions.  However, my world is quite small and most people may feel claustrophobic....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260041/Do-Your-Homework/</guid>
			<pubDate>Mon, 11 Jun 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Mutual Funds' Secret Weapon]]></title>
			<link>http://www.financialservicescrossing.com/article/260042/Mutual-Funds-Secret-Weapon/</link>
			<description><![CDATA[n great funds that outperform the market year after year. But finding these funds can be tricky. Past performance can't guarantee future returns, and even the best managers hit occasional rough spots. How can Foolish investors tell which funds are more likely to rise to the top of the heap?...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260042/Mutual-Funds-Secret-Weapon/</guid>
			<pubDate>Mon, 11 Jun 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Spend a Little, Save a Lot]]></title>
			<link>http://www.financialservicescrossing.com/article/260043/Spend-a-Little-Save-a-Lot/</link>
			<description><![CDATA[You know you ought to get your to-do list done. If you really want some motivation, think about how much waiting could cost you.

It's easy to neglect regular maintenance on things like your home and your car. But even though paying for upkeep is a constant drain on your checkbook, that slow trickle of money will hopefully prevent an avalanche of costs from crashing down on you....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260043/Spend-a-Little-Save-a-Lot/</guid>
			<pubDate>Mon, 11 Jun 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[When It Comes To College Saving, Keep It Simple]]></title>
			<link>http://www.financialservicescrossing.com/article/260044/When-It-Comes-To-College-Saving-Keep-It-Simple/</link>
			<description><![CDATA[Q: How about some guidance on saving for college. My daughters both have new babies and want to start saving for college. I recommended mutual funds with Vanguard. One son-in-law wants to fund college through a life insurance program with a fraternity brother. They will listen to you. &amp;mdash; D.D., Denton, Texas...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260044/When-It-Comes-To-College-Saving-Keep-It-Simple/</guid>
			<pubDate>Mon, 11 Jun 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Wells Fargo widens Financial Services for Midwestern region]]></title>
			<link>http://www.financialservicescrossing.com/article/260045/Wells-Fargo-widens-Financial-Services-for-Midwestern-region/</link>
			<description><![CDATA[Wells Fargo widens Financial Services for Midwestern regionBank of America comes up with innovative NASCAR checking accountsUS Bank and CachÃ©, Inc., introduce Visa cardWashington Mutual ranks among the 50 most well regarded US companies...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260045/Wells-Fargo-widens-Financial-Services-for-Midwestern-region/</guid>
			<pubDate>Mon, 11 Jun 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Mutual Funds: an easy investment option]]></title>
			<link>http://www.financialservicescrossing.com/article/260031/Mutual-Funds-an-easy-investment-option/</link>
			<description><![CDATA[The performance indicators of the last fiscal quarter contradict each other; the markets performed well, while economic indicators were weak.  Most mutual funds perform well under situations like this and, over the last decade, mutual funds have found favor with investors who might use them to save for retirement, for example.  A closer look at mutual funds will show why their popularity is increasing....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260031/Mutual-Funds-an-easy-investment-option/</guid>
			<pubDate>Mon, 04 Jun 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Banking Technology:  Core Banking Solutions vs. Pricing and Billing Solutions]]></title>
			<link>http://www.financialservicescrossing.com/article/260032/Banking-Technology-Core-Banking-Solutions-vs-Pricing-and-Billing-Solutions/</link>
			<description><![CDATA[Banks have started realizing the importance of pricing as a banking enterprise entity.  Core banking solutions fit well as technology solutions for banks' day-to-day business. 

However, the core banking solution itself cannot cater to all the fee-income needs of a bank.  This is attributable to the complex nature of each bank with regard to its independent departments or business silos and their disparate systems.Over a period of time, what results is a severe inability to visualiz...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260032/Banking-Technology-Core-Banking-Solutions-vs-Pricing-and-Billing-Solutions/</guid>
			<pubDate>Mon, 04 Jun 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Let's Talk Money]]></title>
			<link>http://www.financialservicescrossing.com/article/260033/Let-s-Talk-Money/</link>
			<description><![CDATA[Money&amp;mdash;is it really the dreaded thing to discuss?  I love talking about money.  Especially when my wife is discussing purchasing something new.  My favorite response is &quot;let's wait.&quot;  Nonetheless, money must be discussed.  I don't know if you are like me or not, but I will always be willing to discuss money unless it is going to cost me.  As soon as I know I am going to have to &quot;pony up,&quot; I get indescribable heart palpitations and shortness of breath....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260033/Let-s-Talk-Money/</guid>
			<pubDate>Mon, 04 Jun 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Five Fatal Mistakes You Must Avoid That Drive Down Your Credit Scores (And We All Do These!)]]></title>
			<link>http://www.financialservicescrossing.com/article/260034/Five-Fatal-Mistakes-You-Must-Avoid-That-Drive-Down-Your-Credit-Scores-And-We-All-Do-These-/</link>
			<description><![CDATA[There are many things we do as consumers that affect our credit ratings or credit scores.  You may have a perfect history of never being even 30 days late on an account and yet drive your scores down simply by engaging in the activities outlined here in this special report.  The following summary will keep you from making some of these mistakes:...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260034/Five-Fatal-Mistakes-You-Must-Avoid-That-Drive-Down-Your-Credit-Scores-And-We-All-Do-These-/</guid>
			<pubDate>Mon, 04 Jun 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[The 3 Myths of Foreign Investing]]></title>
			<link>http://www.financialservicescrossing.com/article/260035/The-3-Myths-of-Foreign-Investing/</link>
			<description><![CDATA[Admittedly, the term foreign investing sounds, well, foreign. The companies are far away, regulated by other governments (if at all), and are seemingly less transparent than those under SEC scrutiny in the United States.  All of these reasons make American investors far more comfortable sticking with American stocks....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260035/The-3-Myths-of-Foreign-Investing/</guid>
			<pubDate>Mon, 04 Jun 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Get Sick and Make Money?]]></title>
			<link>http://www.financialservicescrossing.com/article/260036/Get-Sick-and-Make-Money-/</link>
			<description><![CDATA[Here's an interesting new development in the exciting world of credit cards: Some card issuers are offering rewards for money spent on health care. We all know that you can earn some dollars or points with various cards for purchases at gas stations, supermarkets, drugstores, airlines, etc. But this is indeed a new&amp;mdash;and almost sinister&amp;mdash;twist....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260036/Get-Sick-and-Make-Money-/</guid>
			<pubDate>Mon, 04 Jun 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[It's Expensive To Have the Investment Come To You]]></title>
			<link>http://www.financialservicescrossing.com/article/260037/It-s-Expensive-To-Have-the-Investment-Come-To-You/</link>
			<description><![CDATA[Q: A friend gave me an article you had written about personal finance. You used a schoolteacher as an example, showing how we can make bad choices in our attempt to save money. I have been using a manager for about 10 years, but I now know he is probably not a good choice since he has front-load investing and management fees that don't necessarily produce what they maybe should....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260037/It-s-Expensive-To-Have-the-Investment-Come-To-You/</guid>
			<pubDate>Mon, 04 Jun 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[U.S. bank considers request to transfer North Korean funds]]></title>
			<link>http://www.financialservicescrossing.com/article/260038/U-S-bank-considers-request-to-transfer-North-Korean-funds/</link>
			<description><![CDATA[U.S. bank considers request to transfer North Korean fundsWells Fargo launches unique mobile banking serviceZions Bancorporation completes ESOARS auction]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260038/U-S-bank-considers-request-to-transfer-North-Korean-funds/</guid>
			<pubDate>Mon, 04 Jun 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Saving for College the 529 Way]]></title>
			<link>http://www.financialservicescrossing.com/article/260024/Saving-for-College-the-529-Way/</link>
			<description><![CDATA[Saving for college is now essential with rising tuition costs.  America's Student Loan Providers' The Student Loan Fact Book reports that &quot;over the last 10 years, average tuition and fees at private four-year institutions has increased by 66.8%, while at public four-year institutions it has increased by 71.5%&quot; (July 19, 2005)....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260024/Saving-for-College-the-529-Way/</guid>
			<pubDate>Wed, 30 May 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Emotional Connection is Key to Advertising Success in the Banking Industry]]></title>
			<link>http://www.financialservicescrossing.com/article/260025/Emotional-Connection-is-Key-to-Advertising-Success-in-the-Banking-Industry/</link>
			<description><![CDATA[Advertising executives have long known about the need to create an emotional connection with consumers in order for an advertisement or entire campaign to be truly successful.  This appears to be particularly prominent in the financial industry, where consumers often want a relationship with a trusted partner and are generally looking to maintain that relationship long-term....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260025/Emotional-Connection-is-Key-to-Advertising-Success-in-the-Banking-Industry/</guid>
			<pubDate>Wed, 30 May 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Prepare for the Crash]]></title>
			<link>http://www.financialservicescrossing.com/article/260026/Prepare-for-the-Crash/</link>
			<description><![CDATA[The stock market crash following the Internet bubble destroyed portfolios &amp;mdash; and dreams. The Nasdaq alone fell from 5,000 to below 1,200 &amp;mdash; nearly an 80% decline. And that's only the average. Many stocks became essentially worthless. The tragedy wasn't in the numbers, though &amp;mdash; it was in the effect those losses had on people. Many investors were completely wiped out, losing money they'd been saving for years....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260026/Prepare-for-the-Crash/</guid>
			<pubDate>Wed, 30 May 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Smoke gets in your mind]]></title>
			<link>http://www.financialservicescrossing.com/article/260027/Smoke-gets-in-your-mind/</link>
			<description><![CDATA[Long-term, excessive exposure to secondhand tobacco smoke increases the risk of developing dementia, report researchers.]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260027/Smoke-gets-in-your-mind/</guid>
			<pubDate>Wed, 30 May 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Make Your Investment Count]]></title>
			<link>http://www.financialservicescrossing.com/article/260028/Make-Your-Investment-Count/</link>
			<description><![CDATA[A client came to me last week and said that she had been told to cash out her 401(k) (since her lay-off), pay the tax penalty, and invest the money in something that would give her something to show for it when she retired.  She went on to tell me that her 401(k) had $50,000 in it and she was pretty serious about making a move in her friend's direction.  She told me that she was only going to meet with me because her friend challenged her to talk to anyone and see if they can give her the ret...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260028/Make-Your-Investment-Count/</guid>
			<pubDate>Wed, 30 May 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[When The Sky Falls, It Will Do So Slowly]]></title>
			<link>http://www.financialservicescrossing.com/article/260029/When-The-Sky-Falls-It-Will-Do-So-Slowly/</link>
			<description><![CDATA[Q: My wife and I are 60 and plan to retire at 62. At that time we will have $31,000 annual income from Social Security and $48,000 from a corporate pension. A 401(k)/IRA of $1 million will provide additional income from investments....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260029/When-The-Sky-Falls-It-Will-Do-So-Slowly/</guid>
			<pubDate>Wed, 30 May 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Don't Let Bad Math Ruin Your Retirement]]></title>
			<link>http://www.financialservicescrossing.com/article/260030/Don-t-Let-Bad-Math-Ruin-Your-Retirement/</link>
			<description><![CDATA[Congratulations &amp;mdash; you're a stock market genius! During a lifetime of smart investments, you scrimped and saved your way to a portfolio worth more than $1 million.]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260030/Don-t-Let-Bad-Math-Ruin-Your-Retirement/</guid>
			<pubDate>Wed, 30 May 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[PayPal gets approval to provide services in Europe]]></title>
			<link>http://www.financialservicescrossing.com/article/260023/PayPal-gets-approval-to-provide-services-in-Europe/</link>
			<description><![CDATA[PayPal gets approval to provide services in EuropeBank of America to sell its insurance brokerage business Bank of Georgetown hires Kaplowitz as VP]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260023/PayPal-gets-approval-to-provide-services-in-Europe/</guid>
			<pubDate>Mon, 28 May 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Fairness Opinions, Valuations, and the Related Controversy]]></title>
			<link>http://www.financialservicescrossing.com/article/260016/Fairness-Opinions-Valuations-and-the-Related-Controversy/</link>
			<description><![CDATA[In recent years, there has been a significant amount of controversy related to fairness opinions.  The controversy relates to whether fairness opinions actually provide useful advice, with one writer describing fairness opinions as &quot;...those conflict-ridden fig leaves that banks provide to clients to justify a proposed merger or acquisition.&quot;...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260016/Fairness-Opinions-Valuations-and-the-Related-Controversy/</guid>
			<pubDate>Mon, 21 May 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Invest Internationally With ETFs]]></title>
			<link>http://www.financialservicescrossing.com/article/260017/Invest-Internationally-With-ETFs/</link>
			<description><![CDATA[According to the financial press, many foreign-focused exchange-traded funds have wrapped up their first quarter for the year in impressive fashion. The iShares MSCI Singapore (AMEX: EWS) ETF, for example, gained more than 10% in the quarter, while the iShares MSCI Malaysia (AMEX: EWM) ETF surged 18%. Should you be getting excited?...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260017/Invest-Internationally-With-ETFs/</guid>
			<pubDate>Mon, 21 May 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[An Urban Legend: The Retirement Income Replacement Rate]]></title>
			<link>http://www.financialservicescrossing.com/article/260018/An-Urban-Legend-The-Retirement-Income-Replacement-Rate/</link>
			<description><![CDATA[Urban legends are seldom-examined stories that circulate as fact. In reality, they are untrue. The sewers of New York are not filled with baby alligators. A frog will jump out of a pot of water that is put on a stove....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260018/An-Urban-Legend-The-Retirement-Income-Replacement-Rate/</guid>
			<pubDate>Mon, 21 May 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Then Again, Maybe I Won't&amp;mdash;Retire]]></title>
			<link>http://www.financialservicescrossing.com/article/260019/Then-Again-Maybe-I-Won-t-mdash-Retire/</link>
			<description><![CDATA[The lure of the leisurely life gets stronger the closer we get to retirement age. Whether we're facing a company mandate or a self-imposed date to take that gold watch, being a short-timer makes us think more about what we'd rather be doing....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260019/Then-Again-Maybe-I-Won-t-mdash-Retire/</guid>
			<pubDate>Mon, 21 May 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Retirement Planning Made Easier]]></title>
			<link>http://www.financialservicescrossing.com/article/260020/Retirement-Planning-Made-Easier/</link>
			<description><![CDATA[The Pension Protection Act (PPA) of 2006 has been amended to require that new workers be enrolled in 401(k) retirement savings plans beginning in 2007.  Congress accepted the findings of the Employee Benefit Research Institute (EBRI) and made this amendment to the Pension Protection Act.  The objective of the amendment is to help individuals plan effectively for retirement....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260020/Retirement-Planning-Made-Easier/</guid>
			<pubDate>Mon, 21 May 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Living for Today]]></title>
			<link>http://www.financialservicescrossing.com/article/260021/Living-for-Today/</link>
			<description><![CDATA[As I sit here looking out my window watching my young calf run and play, I observe one sad but true reality.  That calf lives to die.  He doesn't know it; he has no idea he will die, nor does he care.  He lives for today....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260021/Living-for-Today/</guid>
			<pubDate>Mon, 21 May 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[New Bill to stop Wal-Mart and others from creating banks]]></title>
			<link>http://www.financialservicescrossing.com/article/260022/New-Bill-to-stop-Wal-Mart-and-others-from-creating-banks/</link>
			<description><![CDATA[New Bill to stop Wal-Mart and others from creating banks

CFO of Anchor Bank announces retirement

U.S. Treasury advises switch to direct deposit before hurricane season]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260022/New-Bill-to-stop-Wal-Mart-and-others-from-creating-banks/</guid>
			<pubDate>Mon, 21 May 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Lord stanley never got to tip his cup]]></title>
			<link>http://www.financialservicescrossing.com/article/260013/Lord-stanley-never-got-to-tip-his-cup/</link>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260013/Lord-stanley-never-got-to-tip-his-cup/</guid>
			<pubDate>Mon, 14 May 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[ETFs gaining popularity as investment vehicles]]></title>
			<link>http://www.financialservicescrossing.com/article/260006/ETFs-gaining-popularity-as-investment-vehicles/</link>
			<description><![CDATA[The number of the Exchange Traded Funds (ETFs) has grown exponentially during 2006.  ETFs provide a wide range of investment opportunities across asset classes, industry sectors, management styles, and international boundaries&amp;quot;including emerging global markets like India, China, Brazil, and many others.  They provide a wide range of choices to create a portfolio which is tax-efficient, cost-effective, and easy to implement.  At the same time, the wide range of choices can confuse investo...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260006/ETFs-gaining-popularity-as-investment-vehicles/</guid>
			<pubDate>Mon, 14 May 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Understanding Health Insurance]]></title>
			<link>http://www.financialservicescrossing.com/article/260007/Understanding-Health-Insurance/</link>
			<description><![CDATA[Just like any other insurance policy, health insurance offers protection against a huge hit to your assets after an emergency.  Without it, you have to pay out of your own pocket for healthcare, which has become increasingly impossible as medical costs rise.  Serious accidents or illnesses incur serious expenses....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260007/Understanding-Health-Insurance/</guid>
			<pubDate>Mon, 14 May 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Fairness Opinions, Valuations, and the Related Controversy]]></title>
			<link>http://www.financialservicescrossing.com/article/260008/Fairness-Opinions-Valuations-and-the-Related-Controversy/</link>
			<description><![CDATA[In recent years, there has been a significant amount of controversy related to fairness opinions.  The controversy relates to whether fairness opinions actually provide useful advice, with one writer describing fairness opinions as &quot;â€¦those conflict-ridden fig leaves that banks provide to clients to justify a proposed merger or acquisition.&quot;...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260008/Fairness-Opinions-Valuations-and-the-Related-Controversy/</guid>
			<pubDate>Mon, 14 May 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[ABN Shareholders Will Decide Megamerger]]></title>
			<link>http://www.financialservicescrossing.com/article/260010/ABN-Shareholders-Will-Decide-Megamerger/</link>
			<description><![CDATA[The fancy dancing that ABN Amro (NYSE: ABN) is doing in its deal with Barclays (NYSE: BCS) continues to get more interesting. First, there's the competing offer for ABN from a consortium of Royal Bank of Scotland , Fortis , and Banco Santander Central Hispano (NYSE: STD). And then there's the ruling from the Dutch courts that ABN shareholders must be allowed to vote on the $21 billion sale of LaSalle, ABN's U.S. business, to Bank of America (NYSE: BAC) as part of the merger ABN-Barclays agree...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260010/ABN-Shareholders-Will-Decide-Megamerger/</guid>
			<pubDate>Mon, 14 May 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Fat increases stress levels]]></title>
			<link>http://www.financialservicescrossing.com/article/260011/Fat-increases-stress-levels/</link>
			<description><![CDATA[MEDTRONICA
Health.gov - www.health.gov

If you want to know what the U.S. government is doing (or not doing) to help keep you healthy, start here. There are links to various databases, like the National Health Information Center, federal health agencies, assorted studies and breaking health news....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260011/Fat-increases-stress-levels/</guid>
			<pubDate>Mon, 14 May 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Colorful zinger]]></title>
			<link>http://www.financialservicescrossing.com/article/260012/Colorful-zinger/</link>
			<description><![CDATA[A brilliant flash, a subtle hum and a sweeping zinger meant it's hummingbird breeding time. 
    					
    					The broad-billed hummingbird, with its hovering wings, metallic green feathers and red-orange bill, probes the nectar-filled recesses of a thistle flower. Detecting the vital juices, the hummer's long, grooved tongue with a split and frayed tip darts to the dainty reservoir and laps up the sweet succulent like a fine brush. The tiny flier also has a taste for pollen grains...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260012/Colorful-zinger/</guid>
			<pubDate>Mon, 14 May 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[How to Get a Good Return on Your Cash]]></title>
			<link>http://www.financialservicescrossing.com/article/260014/How-to-Get-a-Good-Return-on-Your-Cash/</link>
			<description><![CDATA[Q: Lately I have noticed ads for high-yield savings accounts. A couple of examples are UFBDirect.com (5.3%) and Citicard.com (4.65%). There appears to be no minimum balance required, no fees, etc. 
    					
    					After more than six years I have paid off all my credit card debt. I have no debt other than my mortgage....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260014/How-to-Get-a-Good-Return-on-Your-Cash/</guid>
			<pubDate>Mon, 14 May 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[How to Buy a Home With $500]]></title>
			<link>http://www.financialservicescrossing.com/article/260015/How-to-Buy-a-Home-With-500/</link>
			<description><![CDATA[For me,  making the most of $500 means saving on groceries or investing in an index fund. How tame. Rob Ketterer, a 28-year-old government consultant, turned $500 into a new house within two years....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260015/How-to-Buy-a-Home-With-500/</guid>
			<pubDate>Mon, 14 May 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Bank of America gets rid of closing costs with its new plan]]></title>
			<link>http://www.financialservicescrossing.com/article/260009/Bank-of-America-gets-rid-of-closing-costs-with-its-new-plan/</link>
			<description><![CDATA[Bank of America gets rid of closing costs with its new plan

The Clearing House to Create Single Industry Forum

BancTrust Suffers Decline in Net Income in First Quarter of 2007

Citigroup Inc. to buy Bisys Inc.

ABN Amro on the Horns of Dilemma 
...]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260009/Bank-of-America-gets-rid-of-closing-costs-with-its-new-plan/</guid>
			<pubDate>Thu, 10 May 2007 00:00:00 CDT</pubDate>
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			<title><![CDATA[Are You Open to Greater Potential Investment Return? A Closed-End Mutual Fund May Be the Answer]]></title>
			<link>http://www.financialservicescrossing.com/article/260004/Are-You-Open-to-Greater-Potential-Investment-Return-A-Closed-End-Mutual-Fund-May-Be-the-Answer/</link>
			<description><![CDATA[If you're actively saving for your retirement, chances are you may have a few mutual funds working for you. And most likely, they're the typical open-end mutual funds, as these are the ones which are advertised and marketed the most. But did you know that there's another type of mutual fund available that can also produce competitive returns? It's called a closed-end mutual fund, and it can offer great opportunities for investors....]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260004/Are-You-Open-to-Greater-Potential-Investment-Return-A-Closed-End-Mutual-Fund-May-Be-the-Answer/</guid>
			<pubDate>Sat, 05 May 2007 00:00:00 CDT</pubDate>
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		<item>
			<title><![CDATA[Donâ€ t Let an Unwatched 401(k) Get Away From You]]></title>
			<link>http://www.financialservicescrossing.com/article/260005/Donâ€ t-Let-an-Unwatched-401-k-Get-Away-From-You/</link>
			<description><![CDATA[You have likely been in this familiar situation: you finally qualify for your company's 401(k) plan. You meet with the company-appointed 401(k) plan administrator, decide how much of your paycheck to contribute, and select your asset allocation. Then you never think about the investment again....]]></description>
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			<pubDate>Sat, 05 May 2007 00:00:00 CDT</pubDate>
		</item>
		<item>
			<title><![CDATA[Four golfers dominate U.S. Open history]]></title>
			<link>http://www.financialservicescrossing.com/article/260001/Four-golfers-dominate-U-S-Open-history/</link>
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			<pubDate>Thu, 03 May 2007 00:00:00 CDT</pubDate>
		</item>
		<item>
			<title><![CDATA[Home on the Range]]></title>
			<link>http://www.financialservicescrossing.com/article/260002/Home-on-the-Range/</link>
			<description><![CDATA[Descendants of domestic stock that either escaped or were released or abandoned, today's wild horses scrounge the wide-open range in a semi nomadic lifestyle in many Western states and a few Atlantic Coast barrier islands. While the herd provides a structured social group, springtime is when it's reordered from within....]]></description>
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			<pubDate>Thu, 03 May 2007 00:00:00 CDT</pubDate>
		</item>
		<item>
			<title><![CDATA[All the news that's fit]]></title>
			<link>http://www.financialservicescrossing.com/article/260003/All-the-news-that-s-fit/</link>
			<description><![CDATA[MEDTRONICA
						
						Asthma and Allergy Foundation of America - www.aafa.org.]]></description>
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			<pubDate>Thu, 03 May 2007 00:00:00 CDT</pubDate>
		</item>
		<item>
			<title><![CDATA[BoA appoints Ransom as Global Head of Equity Research]]></title>
			<link>http://www.financialservicescrossing.com/article/260103/BoA-appoints-Ransom-as-Global-Head-of-Equity-Research/</link>
			<description><![CDATA[BoA appoints Ransom as Global Head of Equity ResearchMercantile enters investment banking through partnershipFirst Republic Bank hires Burke for construction lending capabilities]]></description>
			<guid isPermaLink="false">http://www.financialservicescrossing.com/article/260103/BoA-appoints-Ransom-as-Global-Head-of-Equity-Research/</guid>
			<pubDate>Wed, 31 Dec 1969 17:59:59 CST</pubDate>
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